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Money for house purchase

Good morning
I am currently claiming HB universal credit council tax support and awaiting lcw/lcwra and have been awarded pip
We live in a council house and plan to exercise our right to buy with 67% discount we have had this planned for quiet some time
My plan was to cash in my pension and get a mortgage for the remaining balance but now unable to work so cant get mortgage
But unfortunately my father passed leaving me some money but be a few months before I get that but have got my pension money
I have read on government sites that I can have savings for 26 weeks if it's for buying a home
My main concern is if and how it will affect my benefits and what do I put on my journal and is it right about the 26 week rule
Thank you in advance
I am currently claiming HB universal credit council tax support and awaiting lcw/lcwra and have been awarded pip
We live in a council house and plan to exercise our right to buy with 67% discount we have had this planned for quiet some time
My plan was to cash in my pension and get a mortgage for the remaining balance but now unable to work so cant get mortgage
But unfortunately my father passed leaving me some money but be a few months before I get that but have got my pension money
I have read on government sites that I can have savings for 26 weeks if it's for buying a home
My main concern is if and how it will affect my benefits and what do I put on my journal and is it right about the 26 week rule
Thank you in advance
Replies
The disregard for 6 months / 26 weeks is after selling your home, the money from a house sale is disregarded for upto 6 months/26 weeks if you're intending to use the money to purchase a new home. Unfortunately it's my understanding that this doesn't apply in your situation, and the money wouldn't be ignored. Any money you have is counted as savings/capital. If this is over £6,000 you need to let Universal Credit know. Between £6,000 and £16,000 they will deduct £4.35 a month for every £250 over £6,000. If you have more than £16,000 your Universal Credit will stop.
Scope
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Thank for your reply I can pay my car loan and credit cards etc so that iam debt free or not????
Hello Adrian does the £.4.35 per £250 per month affect HB or is it just whatever universal credit I receive no matter how it's made up
Thank you
Mickymoo
Sorry to be a pain when I get my pension pot which will be any day now I plan to my car loan and credit cards straight away ie within hours do I tell universal this or the remaining amount once paid all my debts
Thank you
Thank you for your reply so are you saying I can pay my debts of if so do I need to tell uc that I am paying debts of first or do I pay all my debts then tell them what I have left
Also sometimes people dont actually want to discuss their financial situation with DWP
Thank you for your comments
Mickymoo