What benefits am I entitled to?
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What can I claim

ardsjdardsjd Member Posts: 1 Listener
Hi new here, my husband has been off work nearly a year, his work has been very good. Full pay for 6 month then down to half pay.  This runs out in August.  They have a company insurance that we have been trying to get for about six month which would of covered his salary to 75 per cent but they are taking so long to see if he is eligible for it.  Last year he was very ill and was in hospital for 6 weeks with pneumonia, MRSA, sepsis then they found spinal abscess to.  His recovery has been slow.  He saw a neurologist and was put on baclofen for spasticity. About 2 month ago he went down hill again and was in hospital for 12 day, they found he had a serve infection  in his hip replacement.  Now he need a 2 part op to clear this up.  My question is as his salary won’t be paid after August and we don’t get this insurance policy through his work, are there any benefits we can claim to help us.  We are in the process of claiming PIP, which we claim back in March. Still waiting. Any advice please.


  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    Hi and welcome,

    If your husband has paid the correct amount of NI Contributions in tax years April to March 2017/18 and April - March 2018/19 then he can claim New style ESA. He'll need a fit note from his GP and his SSP1 form to be able to claim this. He can start the claim now but payments won't start until he finishes work. It pays £74.35 per week. Details here https://www.gov.uk/guidance/new-style-employment-and-support-allowance This isn't means tested.

    Depending on both of your circumstances you can look at claiming Universal Credit. If you have savings/capital of £16,000 and over you'll be excluded from claiming. As it's a means tested benefit you'll need to claim as a couple. He'll need a fit note from his GP to be able to start the limited capability for work process off. Use a benefits calculator to check entitlement.

    A claim for UC will end any tax credits you may already be claiming. If he claims both of the above the New style ESA will be deducted in full from any UC entitlement.

    Council tax reduction can be claimed from you local council.

    Proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice I have given to members here on the community.
  • janer1967janer1967 Member Posts: 11,000 Disability Gamechanger
    Hi @ardsjd Welcome to the community glad you have joined us here and I hope you found the information above helpful

    I hope your husband gets well soon and the op is a success
  • Chloe_ScopeChloe_Scope Scope Posts: 10,653 Disability Gamechanger
    Welcome to the community @ardsjd. How are you getting on? :)

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