Advice about moving into Universal Credit from ESA due to pregnancy and boyfriend moving in.
Hello, I am on ESA in the support group with a disability premium. I also recieve the high rate for PIP in the daily living component. My boyfriend is on universal credit and currently lives with his parents. I am worried as I am now pregnant and need support from him. I can't raise my baby alone so he will need to move in with me. I am scared to be moved onto universal credit and the money will also be paid into one bank account, which is a problem as I have subscriptions which could also mean his money is taken from my bank as I would need the money paid into my bank due to direct debits for bills. I am worried I will lose an income and don't know of the help out there to speak to someone about this. I know once baby comes as well, that I would be forced into universal credit thus losing my disability premium which is extremely helpful to me. I do understand that he can claim carers allowance for me though, but would he still be claiming universal credit (job seekers component) if that is so? It's a lot of changes which is hard enough for me anyway due to my disability and cornovirus making matters much worse and harder as well. Any advice is appreciated please as I am just terrified, I also can't wait weeks for money to come through from a joint universal credit claim either as I only have certain things I eat due to my disability and now also pregnancy and I can't save up due to debts and my disability, so I would need some sort of advance which I believe they do but I worry it wouldn't be enough for the both of us, bills, food, baby items to prepare for when my little one is here etc. It's all just a bit much, thank you for taking the time to read this.