over the £16k threshold
Hi, Im trying to support a 55yr old person with paranoid schizophrenia. They were in receipt of higher rate ESA, PIP, HB and CTB but cannot spend the money as fast as it comes in and have now gone over the £16k threshold.
Because of their paranoid delusions the financial situation makes their schizophrenia even worse and they wont intentionally overspend or but unnecessary items to keep their savings down.
I have no financial training and little benefit knowledge and Im not sure where we stand now with what they can claim in the future, what is best for them to claim and when to do it.
They are also worried about their class 1 NI contributions.
To make matters more complicated and add to the problems, their condition means that they have sought advice from a few different places locally, including The CAB, and have had all contradicting advice which has increased their anxiety and confusion.
Can anyone advise me please?
- 49.4K All Categories
- 9.8K Start here and say hello!
- 4.1K Coffee lounge
- 3.9K Disability rights and campaigning
- 1.4K Research and opportunities to get involved in
- 136 Community updates
- 11.5K Talk about your situation
- 1.7K Children, parents, and families
- 662 Work and employment
- 529 Education
- 972 Housing, transport, and independent living
- 928 Aids, adaptations, and equipment
- 245 Dating, sex, and relationships
- 250 Exercise and accessible facilities
- 19.5K Talk about money
- 1.8K Benefits and financial support
- 4.2K Employment and Support Allowance (ESA)
- 11.5K PIP, DLA, and AA
- 2K Universal Credit (UC)
- 3.6K Talk about your impairment
- 1.2K Cerebral palsy
- 590 Chronic pain and pain management
- 651 Rare, invisible, and undiagnosed conditions
- 704 Autism and neurodiversity
- 849 Mental health and wellbeing
- 288 Sensory impairments
Do you need advice on your energy costs?
Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.