Mortgage possibilities?

artsfutures
artsfutures Online Community Member Posts: 9 Listener
Hello, does anyone have recommendations for a mortgage broker who understands disabilities, benefits and can advise Re mortgage possibilities? 

Comments

  • artsfutures
    artsfutures Online Community Member Posts: 9 Listener
    Thank you very much indeed for your reply. YEs, I wondered if anyone knew of a particular firm, used to working on mortgages for those on benefits due to disability.
    All so very helpful.
    Best wishes
  • Ross_Alumni
    Ross_Alumni Scope alumni Posts: 7,611 Championing
    I have no knowledge in this area personally @artsfutures, but have you sought professional financial advice for this?
  • Dack1967
    Dack1967 Online Community Member Posts: 12 Listener
    Hi this is what I’m looking for I have no mortgage it’s paid just looking to get enough to buy husband out then I can stay here as I say I’m not fit to move I’m very ill at the moment wanted me into hospital I refused I got treated for my mental health at home but said I need to see psychiatrist I have PTSD with my ex the things I can’t mention on here as they are off a certain nature he done to me on a regular basis abd also my grown up daughter I just want to buy him out be mortgage for 40000 to pay him off get court case over divorce that it done completley he’s a narcissist but say that he left me like a empty shell they always have there next victim lined up which he had xxxxxxxxx
  • poppy123456
    poppy123456 Online Community Member Posts: 62,461 Championing
    Dack1967 said:
    Hi this is what I’m looking for I have no mortgage it’s paid just looking to get enough to buy husband out then I can stay here as I say I’m not fit to move I’m very ill at the moment wanted me into hospital I refused I got treated for my mental health at home but said I need to see psychiatrist I have PTSD with my ex the things I can’t mention on here as they are off a certain nature he done to me on a regular basis abd also my grown up daughter I just want to buy him out be mortgage for 40000 to pay him off get court case over divorce that it done completley he’s a narcissist but say that he left me like a empty shell they always have there next victim lined up which he had xxxxxxxxx

    HI,

    It can be very difficult to get a mortgage if you're not working. I don't personally know of anywhere that you can successfully get a mortgage if claiming benefits. It will also depend on your personal circumstances and afordability.

    Good luck.
  • Dack1967
    Dack1967 Online Community Member Posts: 12 Listener
    Thank you a thank you everyone a few good tips I’ve been given on here great sire forum etc I certainly will be joining in on things on the site brilliant thank you all very much fingers crossed xxxxxxxx
  • bedBug98
    bedBug98 Online Community Member Posts: 4 Listener
    Hi I was in very similar circumstances to yourself but we had to move. luckily I found a broker who was excellent at Sirius finance Drew or Adam and they were able to get me a mortgage on benefits give them a ring Good luck with this and your health issues
  • artsfutures
    artsfutures Online Community Member Posts: 9 Listener
    Thank you so very much
  • artsfutures
    artsfutures Online Community Member Posts: 9 Listener
     Hello - I gave them a call. We’ll see!! But very very very super grateful for the recommendation. Very best wishes, stay well. 
  • bedBug98
    bedBug98 Online Community Member Posts: 4 Listener
    Thats great I borrowed double what you need over 12 years as I will be 70 then and that seems to be the maximum 
    fingers x for you 
  • artsfutures
    artsfutures Online Community Member Posts: 9 Listener
    Such good news for you ... I called them and await a call back. So grateful. Though ... we really are xtra outside the box!!!
  • bedBug98
    bedBug98 Online Community Member Posts: 4 Listener
    edited January 2021
    Another company that deals with mortgages for people on benefits 
    Together Finance 
    [Removed by moderator - phone number]
    just remember they all charge a fee 
    Good luck 
  • Tori_Scope
    Tori_Scope Scope Posts: 12,452 Championing
    edited January 2021
    Hi @bedBug98! I hope you're well. Just to make you aware, I've removed the phone number from your post as it breaks our community guidelines

    Thank you for offering advice to artsfutures though! 
  • bedBug98
    bedBug98 Online Community Member Posts: 4 Listener
    That’s ok 
    thanks for the info