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I am wondering if anyone can assist. I am on ESA support and have live in a one bed. My sister pays my mortgage, she is partially sighted. I realise i am very lucky to have a place of my own. The flat needs loads done and I bought it with those intentions until I became ill and could not work. My bathroom is over thirty years old and the windows over a hundred and basically the flat gets mouldy and damp. The front and back fence are old battered and worn and I am feeling like I stick out like a sore thumb in the street. There are also broken panes. The landlord to the upstairs flat has said he wants to improve the windows as its a converted house. I have zero funds and was thinking about equity release. I am over 55 years old and was thinking I need £20,000. Has anyone any experience of this? I understand the saving rules etc.... I was thinking of the draw down equity release where you only take the money when needed. I get the windows done and use some of the funds etc.... I don't know what else to do really as as time goes by things get worse. Thanks
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