Universal Credit
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Inheritance and Universal Credit

JaccziJacczi Member Posts: 1 Listener
Hi, I am in receipt of universal credit. I am about to be given my inheritance but this will take me over the savings limit. My Nan left this money to me to help pay for the specialist things I will need in the future.I obviously dont want to lose my benefits and have to live solely on my inheritance.
If I come off UC just before I get my inheritance, then move the money out of my account and give it to someone to look after for me, then reclaim, will the DWP be able to find out what I have done.
I know that morally this isn't right but thats another matter. I just need to know if it can be done.
Thanks 

Replies

  • janer1967janer1967 Member Posts: 11,160 Disability Gamechanger
    Hi there 

    What you are suggesting is fraud and I would not recommend 

    It's not fair to claim benefits If you are not entitled to do so and have finance to support yourself 

    I also would be careful saying this on a forum as you never know who is reading this 
  • MarcKeirleMarcKeirle Member Posts: 10 Listener
    From what I've read online myself recently due to an inheritance coming my way soon ,If its over 16000 you won't receive any UC. anything above 6000 is means tested up to that 16k mark , not worth trying to cheat the system they can request bank statements at any time they choose and likely check your bank account for suspicious activity. Do the right thing and declare anything you receive.
  • Tori_ScopeTori_Scope Posts: 5,002

    Scope community team

    edited July 8
    Welcome to the community @Jacczi. If you failed to disclose your inheritance, this could be seen as benefit fraud and moving it with the intention of keeping your entitlement to UC would likely be classed as deprivation of capital. You can read more about deprivation of capital on the Entitledto website

    [Moderator note: Post has been edited for clarification]
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  • Jean EveleighJean Eveleigh Member Posts: 134 Pioneering
    you could look into getting the money paid into a trust fund - https://www.scope.org.uk/advice-and-support/leaving-money-to-disabled-person-in-will-trust/ You would need specialist legal advice on this from someone who is competent is medical trust funds and benefits.
  • woodbinewoodbine Community Co-Production Group Posts: 4,454 Disability Gamechanger
    No one on here would ever suggest that anyone commits benefit fraud and you should be advised that if you try to you will be found out and suffer the consequences, which could be a fine or a prison sentence, both resulting in a criminal record.
    The trust fund idea is a little late in the day as it seems like the money has already been left to you. 
    "Putting a child into care, isn't caring for a child" (T.Rhattigan)
  • calcotticalcotti Member Posts: 2,173 Pioneering
    edited July 6
    you could look into getting the money paid into a trust fund - https://www.scope.org.uk/advice-and-support/leaving-money-to-disabled-person-in-will-trust/ You would need specialist legal advice on this from someone who is competent is medical trust funds and benefits.
    That would still be deprivation of capitaL. It would be different if the will had been written to leave the money in trust.
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • foryoureyesonlyforyoureyesonly Member Posts: 21 Listener
    This government has no mercy better be as honest as you can be and not cheat the system. 
  • Adrian_ScopeAdrian_Scope Testing team Posts: 7,998

    Scope community team

    Closed, pending review in the morning.
    Senior Community Partner
    Scope
  • Tori_ScopeTori_Scope Posts: 5,002

    Scope community team

    edited July 8
    We've taken the decision to keep this thread closed, as it's been explained to you in multiple comments now that this could be classed fraud if you didn't declare your inheritance @Jacczi and moving the money would likely be seen as deprivation of capital.

    Once your capital goes below £16,000, you can reclaim for universal credit. You can read about the rules on savings on the turn2us website.

    [Moderator note: Edited post for clarification]
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This discussion has been closed.