PIP and student loans

Commanded2bwell

I've been told that if I am awarded a disability benefit, such as PIP, then my outstanding student debt could be cancelled!

I have an outstanding tuition fees loan from the Student Loans Company and, since graduation, my income has not risen above the repayment threshold, so I have never started to pay it off.

If I am awarded PIP (currently in Mandatory Reconsideration) does anyone know if it's true that it could result in my debt being written off?

Sounds too good to be true...

poppy123456

PIP is a disability benefit, it’s not earnings. 

I’m not aware of any student loan being written off for this reason. People claim PIP and work.

Cress

It would only be cancelled if a doctor, consultant or psychiatrist declared you permanently unfit for work.

MarkM88

Cress said:

It would only be cancelled if a doctor, consultant or psychiatrist declared you permanently unfit for work.

If never heard that. Where’s your source? 

Cress

Gov.uk repaying your student loans

MarkM88

Cress said:

Gov.uk repaying your student loans

and…can anyone tell me how to post a link please?

Thanks for sharing, I never knew that!

https://www.gov.uk/repaying-your-student-loan/when-your-student-loan-gets-written-off-or-cancelled

https://www.gov.uk/guidance/student-loan-cancellation-permanently-unfit-to-work

Cress

https://www.gov.uk/repaying-your-student-loan/when-your-student-loan-gets-written-off-or-cancelled https://www.gov.uk/repaying-your-student-loan/when-your-student-loan-gets-written-off-or-cancelled

MarkM88

@Cress yeah I found it. 

However the OP needs to bear in mind getting a disability benefit alone won’t get there outstanding balances cleared. 

atlas47

Looks like.

1. You get PIP.

2. You need a letter from Dr, stating you are unfit for any kind of work.

Think number 2 will be a big hurdle.

Interested in OP thoughts.

MarkM88

atlas47 said:

2. You need a letter from Dr, stating you are unfit for any kind of work.

Think number 2 will be a big hurdle.

It actually states:

• a doctor, consultant or psychiatrist which says you’re ‘permanently unfit for work’, dated within the last 6 months

Which I personally think  is a big thing for a doctor to commit to. 

Cress

@Teddybear12
That is so sad to read, I can't believe how callous and insensitive they were