Hi, my name is arturius! Debt recovery agents

arturius
arturius Online Community Member Posts: 1 Listener
edited October 2021 in Benefits and income
 (dept recovery agents baying like wolves after corona virus) Hi all please send me some advice, I have been paying a long standing dept off for some years now an agreed by them  £1.00 per month which is going to take more years than I have left to pay off. I have not much contact with the recovery company LINK for before the virus hit us all , but now  they are phoning me and have sent expenditure form , I am disabled  and in poor health, will filling this form in submit to a new contract, they said they will carying calling me if I don't send it back to them  soon, I look forward to any advice.

Comments

  • Ross_Alumni
    Ross_Alumni Scope alumni Posts: 7,611 Championing
    Hello @arturius

    Welcome to the community, I hope you are well.

    Sorry to hear that you're going through this at the minute, it sounds like quite a lot. I think you might benefit from some professional financial advice for your situation, you can find a page here from Citizens Advice about how to get financial advice and also you can access this resource from the Money Advice Service about getting a financial adviser.

    Just to let you know, I have moved your discussion over to our finances category.
  • janer1967
    janer1967 Online Community Member Posts: 21,922 Championing
    Hi and welcome to the community 

    Usually in my own experience a request to complete a income and expenditure form results in them looking at the affordability of your repayments 

    They are trying to get their money back 

    A payment plan is usually reviewed on a regular basis 

    I would advise you complete the form . They will no doubt suggest a higher payment bit you have to agree to this 

    It may be worth seeking some advice from somewhere like step change 
  • onebigvoice
    onebigvoice Scope Member Posts: 970 Pioneering
    I also agree, get some help on filling out the form since the debit will never be paid off,  Don't ornore the form, since this will allow them to say we were doing an anual check on income and expendature and it was not returned.  They can then put any figure they want as to what you need to pay.  Get advice and return the form. ( if you need time to fill the form out or get advice since the form was sent some time ago, then ring and say so to them. ) 

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