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Wanting to start work

a9324

Hi. I’m currently on universal credit and I have 1 child. I’m deemed not fit for work, I get the lcw but not the lcwra.

I’m thinking of going to work part time regardless of it deteriorating my health as I’m struggling to meet ends meet.

How much universal credit will I loose by working?

Most local cleaning jobs are less that 16 hours so I won’t be able to claim any working tax credits so trying to find 16 hours to be able to claim this but nothing is available.

Is it worth waiting to find a 16 hours a week job to claim the working tax credits or what help is available working under 16? Would I still get my full universal credit on top
of my wages or some deductions?

I’ve tried google and can see work caps ect but I just don’t understand anything 😑

I just need to try and make ends meet for me and my little one

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Comments

poppy123456

You won’t be able to claim working tax credits because it no longer exists for new claims. Universal Credit has replaced it.

For UC you will have the work allowance, which means you can earn a certain amount of money each month before the 55% deductions apply.

If you claim for help with the rent then your work allowance will be £344/month, if you don’t it will be £573/month.

If you start work then you must report a change of circumstances on your journal and tell them you’re working.

Try using a benefits calculator and put in different earnings figures to see how much UC you would be entitled to.

a9324

Yes I know it’s took over by universal credit.

So am I right in understanding you can earn anything under £573 a month and claim full universal credit? (I don’t get help with housing anymore I’ve moved back home)

yes would update my journal once I find something

was just asking where I stand with it all on here to get a bit more insight into what’s what

poppy123456

a9324 said:

Yes I know it’s took over by universal credit.

But you were asking about claiming working tax credits.

a9324 said:

So am I right in understanding you can earn anything under £573 a month and claim full universal credit?

Yes, earnings of up to £573 per month will ignored and you will still receive your maximum UC.
https://www.gov.uk/universal-credit/how-your-earnings-affect-your-payments

a9324

Yes i know it’s all one payment now same as child tax credits it’s in with the universal credit as one payment, I always see it as child tax credit and working tax credit still (even though it’s called universal credit now) but thank you for your help with my questions

poppy123456

Tax credits and UC are 2 completely different benefits, with different rules.

calcotti

a9324 said:..I always see it as child tax credit and working tax credit still (even though it’s called universal credit now) ..

It is fundamentally different between UC and Tax Credits. Calling Tax Credits UC will justify confuse things - just ignore them. However the important issue is that UC get extra help to help with you with your income and children depending on your circumstances.

a9324

Now I am confused lol. So you can claim working tax credits still?

My child tax credits shows as a payment through my UC so is tax credits another payment showing though UC?

I was told on the post It’s all UC now

really confused with it

calcotti

a9324 said:

Now I am confused lol. So you can claim working tax credits still?

My child tax credits shows as a payment through my UC so is tax credits another payment showing though UC?

I was told on the post It’s all UC now

really confused with it

Now one can make a new Tax Credit claim. Some people are still receiving Tax Credits if they are already receiving them but no new possible claims are possible. Universal Credit is needed for new claims and the intention that all existing Tax Credits will also have stopped by the end of 2024.

Tax Credits are not made through UC. They are a different a benefit system. Your UC includes a ‘child element’ - not a child credit.

You cannot claim Working Tax Credits or Child Tax Credits if you are getting UC.

If you are referring to UC just ignore referring to Tax Credits - it just confuses you.

a9324

Thank you calcotti

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