What you're not told about Motability and Royal Sun Alliance (RSA).

cazlin

I recently had my PIP enhanced rate taken away (after a verbal review), so had to return my Motability car, I was devastated as this was the only way I got around.  It was due for a change so only had a few months left on the lease.
whilst I was waiting for the appeal.
prior to this, I was placed on a driving ban for 6 months, for 12 points (there was a mix-up and I was told sorting it out could take many months. So If I just did the ban my licence would be clear of points (spent), I won my appeal and was granted my Motability again I was ecstatic, only to find out it won't be so easy, 
 You have to pay to go back on the scheme, £750. if you go back before 6 mths, even if it wasn't your fault and won your appeal. 
If there was any time left on your lease when you handed the car back. you have to pay off the rest of the lease time. 
If you had over 12 points on your license and you (even though DVLA say you are now clear) they (RSA)  won't insure you for the next 6 years. so if you don't have someone who will be able to be your nominated driver, you are stuck.     

Before this, I had way over 15 years of no-claims bonus. so now I'll have to start all over again.  So now I have to start all over again. 

I'm not ungrateful just wish I had known then what I know; I maybe would have made different choices. I don't want to rubbish the scheme because it was a big help to me. I just want others to be aware because the small print doesn't always make for easy reading or understanding. 

L_Volunteer

How have things been for you more recently @cazlin? I appreciate it has been a little while since you posted this thread now.

Apologies that no one has responded to you sooner. If we can do anything to help please don't hesitate to let us know