Pension

Teelad
Teelad Online Community Member Posts: 2 Listener
Hi everyone, I'm new to this so pls bare with me!! I was medically retired  twenty seven years ago due to an accidant. I was on D.L.A. , then E.S.A ,which finished due to contributions, I am now on P.I.P. Will I receive a full pension after all these years of being unable to work?

Comments

  • leeCal
    leeCal Online Community Member Posts: 7,537 Championing
    https://www.gov.uk/check-national-insurance-record
    You usually need a total of 30 qualifying years of National Insurance contributions or credits to get the full basic State Pension.
    https://www.gov.uk/state-pension/eligibility#:~:text=Your%20National%20Insurance%20record,working%20and%20paying%20National%20Insurance
  • calcotti
    calcotti Online Community Member Posts: 10,005 Championing
    edited September 2022
    Teelad said:
    Hi everyone, I'm new to this so pls bare with me!! I was medically retired  twenty seven years ago due to an accidant. I was on D.L.A. , then E.S.A ,which finished due to contributions, I am now on P.I.P. Will I receive a full pension after all these years of being unable to work?
    At the moment it is very difficult to predict what your pension will be with certainty because we are in a transition phase between the old State Pension and the new State Pension. To get the new State Pension it is broadly necessary to have 35 years of NI contributions or credits but it is more complicated than that.


    Note that getting PIP does not get you any NI credits.

    Teelad said:. , then E.S.A ,which finished due to contributions, 
    I am not clear what you mean by this. 

    Even if your ESA stopped being paid you could have kept an ‘ESA credits only’ claim. This would mean that you get NI credits due to incapacity to work. Without this you are not getting NI credits and you are building up any additional entitlement to future SP. (This will not matter if you already have a maximum entitlement.)
  • calcotti
    calcotti Online Community Member Posts: 10,005 Championing
    edited September 2022
    leeCal said:
    You usually need a total of 30 qualifying years of National Insurance contributions or credits to get the full basic State Pension.
    That is irrelevant for somebody who hasn’t yet reached SP age as they will not be claiming basic State Pension. Anybody reaching SP age from April 2016 onwards comes under new State Pension rules.