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Moving in with my partner and im on lcwra, need help please

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alotofmentalhealth
alotofmentalhealth Community member Posts: 4 Listener
edited November 2022 in Universal Credit (UC)
So if I move in with my partner to her home she currently rents and im on lcwra will i still recieve this ? will i get reassessed...how does this work ? she works full time and im on a monthly wage of 680 with lcwra and universal credit altogether so will i still get the 6 80 a month and then will she still get her wage aswell? so what im asking is will everything stay the same if we move in together so i keep my full 680 and she keep her full working wage ? 
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  • calcotti
    calcotti Community member Posts: 10,010 Disability Gamechanger
    edited November 2022
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    .. what im asking is will everything stay the same if we move in together so i keep my full 680 and she keep her full working wage ? 
    No.

    You would have to declare that you are now part of a couple. Your partner would then have to apply for UC herself and her claim will be joined to yours.

    Your LCWRA status will not change but the calculation of whether or not you are entitled to any UC will take into account your joint earnings. If she works full time there may be nothing payable.

    You can use a benefits calculator and put your joint details to see if there is any entitlement.
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • alotofmentalhealth
    alotofmentalhealth Community member Posts: 4 Listener
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    So say im on lcwra and im on 680 monthly and say she earns 1500 in work or around that a month , can you calculate how much or an estimate of what would happen if we moved intogether with both them numbers?
  • calcotti
    calcotti Community member Posts: 10,010 Disability Gamechanger
    edited November 2022
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    So say im on lcwra and im on 680 monthly and say she earns 1500 in work or around that a month , can you calculate how much or an estimate of what would happen if we moved intogether with both them numbers?
    Use a calculator
    https://www.entitledto.co.uk, or
    https://benefits-calculator.turn2us.org.uk

    In your opening post you refer to 'wage', are you working or are you referring to the amount you get from UC as a wage. I have inferred the latter.

    A basic comparison would look like this:

    As an individual with no housing costs you have a standard allowance of £334.91 plus LCWRA element £354.28 making a total of £690.19/month.

    As a couple you would have a standard allowance of £525.72 plus your LCWRA element £354.28 making £880/month plus help with the rent. There will be deduction of 55% of whatever your partner earns over £344/month. So if she earns £1,500 the deduction is £641.30. This reduces the UC to £553.30 plus help with the rent.

    The help with rent is the lower of the actual rent or the applicable Local Housing allowance which can be found here

    https://lha-direct.voa.gov.uk/Search.aspx

    Above assumes that your joint savings (if any) do not exceed £6,000. Savings over £6,000 would reduce the UC. Over £16,000 and there is no entitlement to UC at all.

    -----

    However there may be other circumstances affecting your entitlement so you should use a calculator to check figures for yourself.

    Do you get PIP or DLA?



    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • bg844
    bg844 Community member Posts: 3,887 Disability Gamechanger
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    You’d have a work allowance of £334 as you’d claim help for housing. It really is wise to do a benefits calculation to make sure you’re receiving what you are entitled to and for the UC figures too:

    https://www.entitledto.co.uk/benefits-calculator/Intro/Home?cid=c532b65d-56e3-435a-b6e2-3b6383defad0
  • alotofmentalhealth
    alotofmentalhealth Community member Posts: 4 Listener
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    so the 1500 would be her wages or in around that a month and mine is for lcwra and universale credit which is 680 a month
  • calcotti
    calcotti Community member Posts: 10,010 Disability Gamechanger
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    so the 1500 would be her wages or in around that a month and mine is for lcwra and universale credit which is 680 a month
    Not set what you are saying.
    As advised, if you live together you have to tell UC, she then needs to apply for UC and the UC payment will be based on your joint circumstances. With the rent included the UC payment may well be more than your currently get. To check, you need to use a benefits calculators - links already provided.
    Information I post is for England unless otherwise stated. Rules may be different in other parts of UK.
  • poppy123456
    poppy123456 Community member Posts: 57,180 Disability Gamechanger
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    so the 1500 would be her wages or in around that a month and mine is for lcwra and universale credit which is 680 a month

    That means calcotti's calculation here is correct.
    calcotti said:

    As an individual with no housing costs you have a standard allowance of £334.91 plus LCWRA element £354.28 making a total of £690.19/month.

    As a couple you would have a standard allowance of £525.72 plus your LCWRA element £354.28 making £880/month plus help with the rent. There will be deduction of 55% of whatever your partner earns over £344/month. So if she earns £1,500 the deduction is £641.30. This reduces the UC to £553.30 plus help with the rent.


    Do you claim either PIP daily living or DLA mid/high rate care?
    As advised you should both sit down and use a benefits calculator to check entitlement.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • alotofmentalhealth
    alotofmentalhealth Community member Posts: 4 Listener
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    As an individual with no housing costs you have a standard allowance of £334.91 plus LCWRA element £354.28 making a total of £690.19/month.

    As a couple you would have a standard allowance of £525.72 plus your LCWRA element £354.28 making £880/month plus help with the rent. There will be deduction of 55% of whatever your partner earns over £344/month. So if she earns £1,500 the deduction is £641.30. This reduces the UC to £553.30 plus help with the rent. << so does this mean I get 553.30 from universal credit monthly and she will still get her 1500 wages from work ?? thanks for all the help and comments 

  • poppy123456
    poppy123456 Community member Posts: 57,180 Disability Gamechanger
    edited November 2022
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    << so does this mean I get 553.30 from universal credit monthly and she will still get her 1500 wages from work ?? thanks for all the help and comments 

    Plus help with the rent. However, the advice given was based on the information you gave, please use a benefits calculator.

    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • janer1967
    janer1967 Community member Posts: 21,964 Disability Gamechanger
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    The uc payment will be for both of you as you will be claiming as a couple and will have joint bills to pay with the expectation your joint income 
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