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Help for employed home owners with mental health

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Scorpio75
Scorpio75 Community member Posts: 2 Listener
edited December 2022 in Mental health and wellbeing
Hi everyone.
I'm new to the group, & this may not even be the right group for me, but I'm struggling to find the answers I need trawling through internet pages etc, so hoped that maybe someone here has faced the same predicaments as me & can share how they dealt with the issues.

For some time now, I have been quietly dealing with declining mental health, stress, anxiety & depression. Every morning is a struggle to get up & force myself to go in to work, or just face the day. When I'm at work, I try to hide away so as not have my workload increased any further. I avoid conversations with people as much as possible. I just don't want to be there. Then I see people I know who are unemployed who seem to be living the life of riley, claiming for this benefit & that, which in turn, only makes my feelings more profound, & to the point of hating their morals, feeling as though they're leeching off not only the government, but me as tax payer. In my head, I'm thinking, "why am I having to work, feeling as low as I am right now, whilst helping to provide you with a life of luxury". Them being able to afford holidays & cars that are way out of reach for me financially, yet I'm the one working. 
So I looked in to whether or not I could quit my job on the grounds of my mental health & general feeling of low self esteem & self worth, not for any sort of financial gains, but in an effort to try & enjoy my life more. I'm approaching nearly 50 years of age now, & have worked since the age of 16, so it's not as though I'm a youngster who has had a few years of working & decided it's too much like hard work. Why shouldn't I be allowed to enjoy my life more, & be happy as I approach retirement age? 
However, it seems being employed & a home owner with a mortgage still to pay, is like a millstone around your neck. There seems to be little or no help for us from the government in paying our mortgage. So now I'm in a vicious circle. All my signs & symptoms seem to point at speaking to a GP & needing to be signed off work until such time as I feel I can return, but I can't afford to do that because the government won't help those that pay in to the system with mortgage repayments, so I'm forced to still get up & go to work every morning, with thoughts of "would my family all be better off if I wasn't around to support them"? Sure, they would be without me, but their futures would all look so much brighter in the long run, & they would all be financially secure for their foreseeable futures, & hopefully wouldn't have to face the same struggles I'm having to deal with right now.

So, is there any help for us? If anyone can shed any light on this topic, or have been through similar difficulties, I'd be happy to hear any comments

Comments

  • durhamjaide2001
    durhamjaide2001 Community Co-Production Group, Scope Member Posts: 10,884 Disability Gamechanger
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    Good afternoon and welcome to the community 
    Do you have any other disabilities apart from your mental health condition's because you might be able to claim PIP? There might be an option to work from home or volunteer as it's not that pressured. @poppy123456 is the person to go to if you want advice  on benefits. 
  • Scorpio75
    Scorpio75 Community member Posts: 2 Listener
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    @durhamjaide2001 thank you for your reply. 
    I don't have any other disabilities. I have asthma but I don't think they will class that as a disability
  • durhamjaide2001
    durhamjaide2001 Community Co-Production Group, Scope Member Posts: 10,884 Disability Gamechanger
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    Scorpio75 said:
    @durhamjaide2001 thank you for your reply. 
    I don't have any other disabilities. I have asthma but I don't think they will class that as a disability
    I'm not sure either 
  • L_Volunteer
    L_Volunteer Community Volunteer Adviser, Scope Member Posts: 7,983 Disability Gamechanger
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    Hi @Scorpio75. Welcome to Scope’s forum. It is great to see you have joined us. How are you at the moment?

    You have done really well to reach out to us. I appreciate how much courage it can take to reach out, especially when things are difficult and you are new.

    It sounds really difficult that you have been quietly dealing with declining mental health - stress, anxiety and depression.

    I am hearing that you recognise what you need to do though – such as speaking to a GP and needing to be signed off work until you feel you can return.

    Unfortunately, this is not an area of my expertise which means I am hoping someone can respond to you soon.

    In the meantime, I have identified that help with mortgage repayments is something you would find beneficial.

    Some resources that might be able to support you further with this include:


    I hope this at least semi-helps. I appreciate that one of your other questions was if a certain diagnosis defined you as disabled or not. 

    I would say disability is usually more defined by the ways in which it affects you and if it has lasted at least 6 months than the diagnosis itself.

    Please don't hesitate to let us know if there's anything else we can do to support you. We are all here for you and listening to you  :)
    Community Volunteer Adviser with professional knowledge of education, special educational needs and disabilities and EHCP's. Pronouns: She/her. 

    Please note: if I use the online community outside of its hours of administration, I am doing so in a personal capacity only.
  • durhamjaide2001
    durhamjaide2001 Community Co-Production Group, Scope Member Posts: 10,884 Disability Gamechanger
    Options

    Hi @Scorpio75. Welcome to Scope’s forum. It is great to see you have joined us. How are you at the moment?

    You have done really well to reach out to us. I appreciate how much courage it can take to reach out, especially when things are difficult and you are new.

    It sounds really difficult that you have been quietly dealing with declining mental health - stress, anxiety and depression.

    I am hearing that you recognise what you need to do though – such as speaking to a GP and needing to be signed off work until you feel you can return.

    Unfortunately, this is not an area of my expertise which means I am hoping someone can respond to you soon.

    In the meantime, I have identified that help with mortgage repayments is something you would find beneficial.

    Some resources that might be able to support you further with this include:


    I hope this at least semi-helps. I appreciate that one of your other questions was if a certain diagnosis defined you as disabled or not. 

    I would say disability is usually more defined by the ways in which it affects you and if it has lasted at least 6 months than the diagnosis itself.

    Please don't hesitate to let us know if there's anything else we can do to support you. We are all here for you and listening to you  :)
    Thanks for stepping in 
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