Dwp uc bank statements/closed banks

I've closed 2 bank accounts while on UC. I actually forgot I had them until after a I started UC. Nothing has happened so far.

I had the follow up call to end my review last week, all went well.

He read through a list of financial institutes or savings I may have had, no to all. Then, I remembered I had a PO account in the 80s, not thought about it or used it since the 80s. So, it all went well until I opened my big mouth, in my journal he added it as a to do, to track that down & I have a fortnight to do it! 🤔 He did add, if I needed help or support, message back in my journal. So, anyway, have opened an account on My Lost Account, think that will take them a lot longer than two weeks to find it though. 😆 Have also remembered since, years before that, I opened an account with Midland bank when I was 10, I still have the 'antique' secure money box I was given, that had to be taken into the bank to be unlocked with a key they had, but as the bank has gone… The money box, now with lock broken, done when I was about 11 🤣, has a rather old £1 note & a sixpence in it. To track down that account would be a feat, so glad I hadn't remembered that, but it probably still had money in it.

The moral of the story, if your memory is jogged to an historic account not used or thought about in decades, keep schtum!

Surely going back that far to the 80s would not be relevant in anyway to them, jeeze many years ago , why should old account be relevant now to them or do you think they was already aware of your old post office account or is still on some credit reference files ? One time i had post office savings stamps used to stick them on a card, me to was with Midland a decent bank i not be telling them to cause me suffering with stress it seems that's what they do.also That dwp is so intrusive and certainly should not be looking at transactions what anyone has bought, i will be closing my bank accounts no longer needed

It seems they want details of to many things and it's intrusive, not sure i be able to cope with the way they seem to treat the disabled, have heard so many negative reviews of the way many have been treated, i cannot deal with certain situations my head goes and will retaliate in the slightest of upset, you will be ok with the PO account as that by now will have been well deleted of the system,,you no need worry,do you think it's routine for them to read out a list of banks accounts, bonds savings to everyone who claims universal credit? Then if say no got non of them bank accounts, they must make a note of it, there snoops they would see the disabled in the gutter if they had there way

Yes it is very intrusive having to provide personal bank statements they look at transactions what could be anything, your old PO account will now not be on the system, if was closed after probably some considerable time be deleted, did you tell them its closed account or did they not ask when was the last time old PO account was used ? should not be relevant unless already declared it to them, Do you think when anyone makes a fresh new universal credit claim they intentionally go try find anyones bank account or they already have obtained and got records of the person's previous bank accounts? Then they wait see if declared it when applied UC .

He knows quite well that any old PO account going back that far would not relevant now that's why he's not put it in your to do list, it's probably been written in journal incase old PO account one day may appear or so he may think, obviously its not, would be magic if it did with a 1000s, how many times or months apart do they ask if got any bonds, savings accounts? Don't they take NO for an answer and continue every few months asking same if got any bonds,etc,? Do they phone insisting to speak? I could Not be doing with that would send my head all over the place, had a chat to me welfare rights he said if think there being to over the top can complain to senior level if there onto to often.