Green Paper Related Discussions - Contributions Based ESA and Insurance

Thanks for that @Zipz.

Thank you.

First, the idea of merging CB-ESA and CB-JSA is not open to consultation. Only the time period the new benefit can be claimed is being consulted on. Or have several members completely misunderstood the Green Paper?

Secondly, how do you see the changes to legacy contribution-based benefits coming about? Via a future Bill? Many CB-ESA claimants are not eligible for UC and stand to lose a big wedge of income. ( At least it's big to me!)

Thanks @alexroda Your insight is appreciated greatly.

OK. They're consulting. However, there's no provision for claimants, "such as those with long term health conditions" but are not eligible for UC, because they cannot "claim other relevant benefits" when the finite period of this Insurance Benefit is over and their lifelong disabilities have not been magicked away. People in my situation will lose.

When do you anticipate a White Paper?

Thanks again.

might as well bloody end it now and save myself 2years of torment

That suggests the proposed changes could not apply to long-term CB-ESA claimants. Nobody would insure me.

Do the maths for me @sarah_lea12 .

Insurance companies are businesses. Their goal is to make money. Why do you think medical insurance is limited or hugely expensive for people with preexisting conditions?

Current CB-ESA claimants receive £140.55 per week based on NI contributions or credits. How much would @YogiBear @luvpink and I have to pay in to a third-party scheme to get that sum out?

Current claimants will simply lose their NI based benefit after a short period unless there is an ammendment when this becomes another Bill.

The people insurance companies want are those that are fighting fit now, gamely voting Reform, and never dreaming a massive stroke is a few years away.

Agree.