Pension and esa

BrianC
BrianC Online Community Member Posts: 16 Listener
edited October 2017 in Employment & Support Allowance (ESA)
Hi I wonder if you can help me out with a situation.
At present I am claiming Esa and get high rate mobility I am in the process of claiming ill health retirement from work.
Would it make any difference to my claim for Esa if I was to get a works pension?
Thank you. 

Comments

  • CockneyRebel
    CockneyRebel Online Community Member Posts: 5,188 Championing
    Hi Brian
    Is your ESA contribution or income based ?
  • BrianC
    BrianC Online Community Member Posts: 16 Listener
    I believe contribution based at present. 
  • Pippa_Alumni
    Pippa_Alumni Scope alumni Posts: 5,761 Championing
    Morning @BrianC, have you tried the Benefits Calculator tool? 
  • BrianC
    BrianC Online Community Member Posts: 16 Listener
    Good morning Pippa I haven't at present but I shall as soon as my pension is sorted and I know how much I am receiving.
    At present I have been turned down for ill health pension from my employer and am fighting for that.
    If not then I will have to make do with Esa/pip /mobility etc.
    The only benefit I cannot claim at present is carers allowance.

    Thank you
    Brian 
  • Pippa_Alumni
    Pippa_Alumni Scope alumni Posts: 5,761 Championing
    Sorry to hear that @BrianC, keep us updated and let us know if we can be of any further assistance going forwards!
  • CockneyRebel
    CockneyRebel Online Community Member Posts: 5,188 Championing
    If you are on ESA(CB) any lump sum from a pension is disregarded and I think any income from the pension up to £85 pw is also discounted from what I remember going through the same but I could be in error

    CR
  • BrianC
    BrianC Online Community Member Posts: 16 Listener
    Thanks CR for the advice I will let you know how I get on as and when it's sorted.
    I am thinking of not having a lump sum because I gotta live on my pension for years yet. 

    Thank you 
  • CockneyRebel
    CockneyRebel Online Community Member Posts: 5,188 Championing
    It would be a good idea to get trained financial advice. You should be able to take 25% lump sum tax free. Any income from your pension is taxable so bear that in mind

    CR

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