Pension and esa

BrianC

Hi I wonder if you can help me out with a situation.
At present I am claiming Esa and get high rate mobility I am in the process of claiming ill health retirement from work.
Would it make any difference to my claim for Esa if I was to get a works pension?
Thank you. 

CockneyRebel

Hi Brian
Is your ESA contribution or income based ?

BrianC

I believe contribution based at present. 

Pippa_Alumni

Morning @BrianC, have you tried the Benefits Calculator tool? 

BrianC

Good morning Pippa I haven't at present but I shall as soon as my pension is sorted and I know how much I am receiving.
At present I have been turned down for ill health pension from my employer and am fighting for that.
If not then I will have to make do with Esa/pip /mobility etc.
The only benefit I cannot claim at present is carers allowance.

Thank you
Brian 

Pippa_Alumni

Sorry to hear that @BrianC, keep us updated and let us know if we can be of any further assistance going forwards!

CockneyRebel

If you are on ESA(CB) any lump sum from a pension is disregarded and I think any income from the pension up to £85 pw is also discounted from what I remember going through the same but I could be in error

CR

BrianC

Thanks CR for the advice I will let you know how I get on as and when it's sorted.
I am thinking of not having a lump sum because I gotta live on my pension for years yet. 

Thank you 

CockneyRebel

It would be a good idea to get trained financial advice. You should be able to take 25% lump sum tax free. Any income from your pension is taxable so bear that in mind

CR