The Universal Credit Bill becomes law. Here are the changes to disability benefits you need to know

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  • Rosie_Scope
    Rosie_Scope Posts: 6,325 Scope Online Community Coordinator

    Hi @geckobat, the Work Capability Assessment isn't due to be scrapped until 2028, this is when some changes are likely to come in. From what I understand, current LCWRA claimants who don't qualify for PIP will then be given transitional protection which will erode over time.

    Until 2028, things will be staying as they are for current claimants. You'll continue to receive the full amount of LCWRA and it'll also continue to rise with inflation.

  • Catherine21
    Catherine21 Posts: 7,282 Championing

    I'm so anxious they won't have moved me over by then really playing on my mind yogibear kindly sent article timms saying they will mirror as much as possible for claimants after 2026 I don't trust them it's always something to worry about

  • geckobat
    geckobat Online Community Member Posts: 175 Empowering

    Thank you Rosie.

    Does the transitional protection just mean help for a short time and then I'm on my own? More or less. If I didn't qualify for PIP.

    Also, since they changed the bill name, was there still to be changes to the PIP assessment? I've gotten so confused these last few days.

  • Socrates63
    Socrates63 Online Community Member Posts: 30 Contributor

    Hi, erm.. Not sure I understand your question, but it was my understanding that lwcra is only given to people on esa benefits (old style or new). Lwcra as far as I know isn't given to pip recipients. Pip is mainly for help with everyday needs nowt to do with work. I might be wrong though. Could you try Google it perhaps?

  • Socrates63
    Socrates63 Online Community Member Posts: 30 Contributor

    Sorry for my answer, just read Rosie comment. I was completely unaware all this time about pip and lwcra. Learn something new everyday. It's certainly got me thinking. Much appreciated, thanks for that.

  • geckobat
    geckobat Online Community Member Posts: 175 Empowering

    No worries. Yeh LCWRA is part of Universal Credit, what the bill is about but I just feel all over the place trying to figure out what they're actually planning now. It doesn't feel like anything is really set in stone.

  • Tumilty
    Tumilty Online Community Member Posts: 363 Empowering

    filling migration form in it asks to put money into current account whereas my ESA goes into HSBC flexi saver, do i need to have it go in current account as it doesn't seem i can.. as then it asks if i have another account (flexi saver) where ESA goes in.. Surely as migration is, it's not about changing bank accounts.

  • jasminehoop
    jasminehoop Online Community Member Posts: 46 Contributor

    I couldn't say for sure but as UC seems to be all about linking benefits to any earnings - and ultimately they always planned to make it about spying on our financial activity - it wouldn't surprise me if they only accept current account details ๐Ÿ™„

  • jasminehoop
    jasminehoop Online Community Member Posts: 46 Contributor

    Having said that, Google tells me there should be no problem having your UC paid into a savings account.

  • Socrates63
    Socrates63 Online Community Member Posts: 30 Contributor

    Hi tumilty

    Funny you bring that up about different bank accounts in the same bank. I brought that very same question over the phone when making my migration to uc. I am with brittania building society, current account and one called smart saver. I asked the man at dwp if he wanted the account details for smart saver and his tarty reply was and I quote word for word "we don't care what names the bank give them I just want details for both." end quote. Hope that enlighten you any. In any case I'd imagine they'd want all details for all accounts because if only 1 is given it can be misconstrued as benefit fraud would it not. BTW my original esa went in current account and still does, but they still wanted details for my smart saver account. Also for another current account with a different bank

  • Socrates63
    Socrates63 Online Community Member Posts: 30 Contributor

    Hi again tumilty

    BTW my 3rd account was in different bank with the princely sum of ยฃ25 in it and they insisted on the details for it. My, my. What has this nation been turned into?

  • Tumilty
    Tumilty Online Community Member Posts: 363 Empowering

    Hi @Socrates63 yes thanks for that but thinking about it, probably easier in current account as my bank stopped cards for savings, only for current so saves transferring over.

    Yes not good to say only 1 bank account when have a few with stuff in.. I'm terrible with all this stuff, names for things, haven't a clue.. if i haven't got enough on in life.. all overwhelming.

    Might just stick it all in 1 account.

  • Tumilty
    Tumilty Online Community Member Posts: 363 Empowering

    why spy just current accounts as i thought can have as many as want as long something in them. Anyway monies people warrant through all the forms filled in and doctor letters the money you get can be spent on things people need to live which can be anything i suppose

  • Socrates63
    Socrates63 Online Community Member Posts: 30 Contributor

    Personally I think they play the old good cop bad cop routine. One person from jobcentre + can be nice and if you speak to someone from dwp they'll be as sharp as possible with you. Or vice versa. Then you speak to someone else from say and they claim to be nothing do with dwp. But still nice with you. All designed to completely confuse us and then they get what info they want. That's my opinion anyway and I'm sticking to it ๐Ÿ˜‰๐Ÿ‘

  • Tumilty
    Tumilty Online Community Member Posts: 363 Empowering

    yeh well i don't know anything about all the jargon.

  • Passerby
    Passerby Posts: 776 Championing

    Nothing will happen to them till the WCA is scrapped. They'll bring in a bill in autumn on the abolishment of the WCA and other stuff. After the WCA is scrapped, there would only be one single assessment criteria, which will be the PIP one, for both sickness and disability benefits. But so far no one knows whether this will apply only to the new claimants of sickness benefit or the existing ones too.

    Hope this will help.

  • Passerby
    Passerby Posts: 776 Championing
    edited July 28

    They ask you for a current account, because the intended use of a saving account as its name implies is not to receive regular monthly wages, payments, etc., but save money in it and build up a capital.

  • Passerby
    Passerby Posts: 776 Championing

    Yes, you need to put it in the form, and make sure you put the amount for the basic rent and the amount for service charges separately in their relevant spaces/boxes. If you don't know them exactly, confirm it from your landlord. They will verify it from your landlord's end, anyway.

  • Danny123
    Danny123 Online Community Member Posts: 181 Empowering

    Just to add I believe it will be at least April 2028 before anything changes for existing claiments of lcwra but no pip .... I myself an on cbesa / New style ESA ( not sure which ) and lcwra but no pip and that's the way I understand it to

  • Passerby
    Passerby Posts: 776 Championing

    From now onward, we need to activate people and our MPs on the proposed termination of the WCA and the fate of the claimants in LCWRA and LCW.

    I still can't understand why we (yourself, Geckobat, and I) are the only ones discussing these issues, even though over a half of a million claimants are in the LCWRA group without receiving PIP!

    We