Hi, my name is jacey! Will my children need to notify PIP and UC if they inherit money from my flat?

PIP no, UC yes as UC is means tested.

They will have to inform UC, beause HMRC will inform them, so they have no choice.

I'd actually recommend selling the flat before you pass. This is because inheritances will **** over your kids that are on UC, because they'll be forced to close their claims and live off the money from the flat if it's more than 16k. only once they go under will they be able to reclaim. It'll be a waste of your inheritance, really.

it's absolutely ok to manipulate a bad system, which the UK benefits system is. generational wealth is required for kids to succeed. safety nets shouldnt punish children because their parent is disabled. this is why people who draw up wills should plan to allocate money to their grandkids directly in advance.

My parents are in a similar predicament. I am their only child, my sibling passed away just turned 38yrs. She left 2 children who are young adults now, my niece has had mental health problems, following a very difficult childhood. My sister had psychosis and like myself a traumatic childhood. My Nephew is working. I myself am registered disabled having mobility issues and other co-morbidities including Border line personality Disorder and possible Neurodivergent's. I have two sons who both have Autism and Neurodivergent's. My parents want to leave half of their estate which would have gone to my sister, to my Niece and Nephew and the other half to myself, which will be left to my two sons on my death. The difficulties of this is that I'm registered disabled and have carer's and my oldest son has a personal assistant. Under the advice of their solicitors they have been told that it would be safer to leave my inheritance in a disabilty trust. The money could then be accessed by myself to pay for something such as a bungalow, which i will most likely need with my worsening health. They are not cheating the benefit system, they just want to make sure that the money they worked hard for could help make sure that we are all looked after. They have never claimed benefits up to now and hopefully they never will. With the 2027 changes to inheritance tax fast approaching, it will probably be more solicitors advice. As we get older we have to think about wills and mind that it might not be our final will either with the current climate.