Housing benifet nasty shock

ricky1040
ricky1040 Online Community Member Posts: 218 Empowering

Hi all,

Recently I have been going through the "dreaded" migration from legacy benifets to universal credit.

I have to admit this far it was ok. A pain to have to do but understandable and straightforward.

BUT. I now have noticed that you end up being responsible for 2 weeks rent that is not covered by either universal credit or housing benifet. I honestly though that couldn't be the case. But I researched and it really is the case.

I am getting the advance payment which I have to pay back and I'll cover it with this. But it's a sneaky wee underpayment I didn't see coming.

I assume you all have had a similar issue. What's your take on it? Maybe I'm being a brat and should be grateful I get help at all. I dunno. I don't mean to be entitled. But I am struggling as is and two weeks extra rent to pay is harsh I think. But hey ho I'll have to find a way.

Comments

  • Kimi87
    Kimi87 Online Community Member Posts: 6,916 Championing

    It's because UC is paid monthly in arrears, which means once the first payment arrives it doesn't put your rent account a whole month into credit, instead it will be 2-3 weeks in arrears.

    It very much depends on what kind of arrangement your landlord is happy with. Some are fine with the account being in arrears. Others set up a payment plan to pay off the arrears a little at a time. Others want the account in credit immediately.

  • ricky1040
    ricky1040 Online Community Member Posts: 218 Empowering

    Maybe I am ok then. I assumed when they claim on my rent account that I'm in arrears it's due immediately.

  • Kimi87
    Kimi87 Online Community Member Posts: 6,916 Championing

    You need to speak to your landlord and see what arrangements they want to make with regards to payment.

  • ricky1040
    ricky1040 Online Community Member Posts: 218 Empowering

    Thanks for Ur input. I guess the read print in arrears spooks me out. But if it has to be this way so be it.

  • ricky1040
    ricky1040 Online Community Member Posts: 218 Empowering

    I'm a council tennant. I'm assured it's ok

  • Kimi87
    Kimi87 Online Community Member Posts: 6,916 Championing
    edited September 12

    I also live in council housing, my landlord has tenants set up a payment plan to pay a little off the arrears regularly until they are paid off.

    I could afford to pay in full upfront so did that, it was much easier as my first UC payment put my account one month in credit.

    I then later paid a further week as it seems my payment date occasionally causes some awkwardness for those 5 Monday months. They were fine with it but I wasn't 😊

  • ricky1040
    ricky1040 Online Community Member Posts: 218 Empowering

    I'll sort something out. Apparently my housing association don't expect it in advance. So I'm fine.

  • Andi66
    Andi66 Online Community Member Posts: 1,070 Championing

    My uc is for 7th November, so I contacted my housing association and they have set up a direct debit so I could pay a small amount towards my rent for that period of time while I'm waiting for it to be done. I'm moving to uc next month

  • SweetTooth
    SweetTooth Online Community Member, Scope Member Posts: 8 Listener

    Hi all.
    I’ve just filled my migration form. Do I apply for Housing Benefit straight away or do I wait for my UC to start? Confused.

  • Kimi87
    Kimi87 Online Community Member Posts: 6,916 Championing

    Housing Benefit ends once you claim UC.

    Help with rent will instead be via Housing Element paid under UC, unless you live in sheltered or supported housing.

  • ricky1040
    ricky1040 Online Community Member Posts: 218 Empowering

    And your rates aren't covered by it you need to claim a rates rebate

  • ricky1040
    ricky1040 Online Community Member Posts: 218 Empowering

    My housing association is apparently pay in arrears so I should be ok paying mine with my first UC payment. I emailed them and they seemed to confirm this