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Hi, my name is MorningOwl!
Hello, I'm trying to understand what happened after my redundancy because my former employer's records and my Universal Credit records don't seem to match. My employer made me redundant and issued my final payslip, including PILON. My HMRC Personal Tax Account shows taxable income for xxx (including the PILON), so it…
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Budgeting Advance
Hi everyone I would like some advice please. My cooker has broken and I am struggling for money. I am in receipt of universal credit lcwra due to my health. I live on my own in a flat. Would I be able to get a budgeting advance? How much would I be able to borrow? What information would I need to provide? Thanks in advance
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Is the Benefit Cap amount backdated If a PIP tribunal is successful?
Hello I wondered if someone with some experience in this, could possibly assist me in establishing whether or not, I am eligible for a backdated UC payment, after winning my PIP tribunal. I applied for PIP on 29/07/24, and was awarded by a tribunal on 09/09/25. I am aware that the PIP award will be backdated to the date of…
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I'm being forced to Rent My home to Survive
I'm considering this because I'm struggling financially and can no longer afford to remain living in my flat and renting it out temporarily would help me get back on my feet, and my intention is to move back in once the tenancy ends. I currently receive UC with LCWRA and I do not receive any housing costs element because I…
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Private Pension and Universal Credit
Hi All, Just wondering if anyone has the answer as I seem to be reading conflicting answers. I currently get universal credit, I have a private pension which I've already had the 25% tax free amount out last year. I've unfortunately now got a hefty vet bill, Where I need to somehow find just over £2000, So my question is,…
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Second universal credit review appointment
Hi, Just looking for some reassurance as to a second UC review appointment. Any similar experiences? Our review has been going on for months now. We had our review calls about a month ago. In mine they asked for a couple of missing joint account statements which I immediately sent (oversight) one of which is never used.…
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Inheritance/ impact on UC/ Mortgage
Hi I am aware of all the UC guidelines on this I am just so anxious. I will try to summarise house sold in April, funds have 6 months disregard, staying with dad trying to find a home to buy difficult due to exhaustion I receive LCWRA UC, standard element and transitional protection plus PIP (I know (PIP is not means…
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booked for a second call for 15 minutes 'to discuss information already provided
Hi I have just had a UC Claim Review telephone call that seemed ok, although they did query some payments i received ( survey rewards). I supplied them with additional information requested regarding my tenancy but have now been booked for a second call scheduled for 15 minutes 'to discuss information already provided'.…
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Transitional protection, rent increase and Local housing allowance.
Hi everyone, im looking for some advice/clear explanation on my situation as what i have found online isn't exactly easily digestible for someone with ADHD, anxiety and dyslexia like myself. I got moved to Universal credit a couple of years back and so far my claim has remained the same amount because there hasn't been any…
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Universal credit informal investigation
hi I’m looking for some help/advice as I don’t know what to do anymore. This is a long one so buckle up lol.. Me and my partner claim UC, he works full time I work park time and we have 3 year old. In October 2024 my car got written off and I was given £5000 from the insurance company, this was put into a savings account,…
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In person UC appointment after multiple requests to stay online
Hi, so I consider myself disabled as both my arm bones were broken in two and after the reconstruction surgery I have lived with chronic pain ever since. The job center is aware of this and I have made it explicitely known that I cannot do in person appointments because of this. It seems every few months they try to switch…
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Had my WCA awaiting decision
I have been receiving LCW for the past few years. Last year, my health worsened, so I notified Universal Credit. They sent me a form to complete in February 2025. After waiting a year, I finally had my WCA via a telephone appointment March 2, 2026. I would like to know the typical waiting time to hear back from the…
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Not received UC or Housing Benefits
This is on behalf of a friend so looking for advice please. Friend hasn't received Housing Benefit again for the 2nd month in a row. Also never got the UC this month. Journal said they would be receiving them. Left a note in the journal but nothing back. How to escalate this as a matter of urgency. Do have a rent…
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YouTube and UC (LCWRA)
Hello people, I am currently in benefit of Universal Credit (LCWRA). Is it possible to start creating content on YouTube while still claiming my benefits? Or would they deem it as work and stop my payments?
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LCWRA and work
Looking for advice please I currently receive LCWRA, was awarded in 2023 and was due a review in 2025 but still haven't heard anything so still claiming it. Also claim PIP. However there is a local job for 15 hours per week, 42 weeks per year that I am considering applying for as its mainly solitary work (cleaner). Let's…
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Universal credit
My 18 year old son is approved full-time home educated/non advance education and has been since age 14 and accepted by UC and child benefit) He was keen to find a part time job to help him save for driving lessons and a car. Today he has been offered a part time position and the employer is happy to work his hours around…
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UC Review Concern
My Universal Credit is currently being reviewed and I have sent off 4 months worth of bank statements on time. However I am worried about one of the transactions which says 'Automated Credit' and the name and address of the person who sent it. I basically had a casual arrangement where I used a neighbour's house sometimes…
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My monthly UC payment has dropped
Hello, hope you can help. My transitional protection had dropped from £203 in April to £176 in May to now £146 in June, I understand the transitional protection will drop but I thought the overall award should remain the same until the protection is £0. The journal messages just dont seem to make sense. Could anyone please…
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Hi, my name is missmonnypenny1987!
Hi I have a review coming up and ive been told that the m9ney that I earn on surveys etc I have to declare,I usually save it until it gets too bigger amounts then I cash out. Have I unknowingly been committing fraud? I'm so scared right now.
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Was on Carers allowance and universal credit
Until yesterday I was caring for my mother and receiving both carers allowance and Universal credit. She suddenly passed away. I'm also on PIP. After informing the dwp they want to have an appointment later this month, regarding work. I'm 65 in August and physically unable to work, due to tremor in my hands, epilepsy and…
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Universal credit decrease help
Hi everyone. I have for the last few months had a significant drop in my Universal credit which I'll break down below, I am aware of the deductions in transitional protection but still cannot make sense of it all & it's driving me crazy. I'm hoping some of you kind people can help, I am currently paying off a debt due to…
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Reporting capital monthly (giving advice)
Hello, I have always had some confusion regarding reporting capital. If you have over 6k in your bank accounts you will need to report everyday on the last day of your assessment period the amount. I've never really seen a clear explanation for how to do this, so following a recent review I asked if they could make me a…
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Inheritance and Claiming UC changing over to ESA
Hi I am to be in receipt of inheritance in the next few months which will take me over the 16k threshold I'm sure. I currently receive UC, housing element inc, I am on LCW and recently have been awarded PIP and have received 2 payments already. I am wondering whether to apply for new style ESA. I work part-time and have…
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Transitional protection
good evening I’m just wondering of anyone has had this experience and can offer any insight We migrated from child tax credits / income support back in September 2024 My son was on dla at the time just turned 16 and in the process of his pip application . We found out end of October his claim was unsuccessful and we ask…
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My partner had been reviving carers payment Scotland however he’s since closed h
My partner had been reviving carers payment Scotland however he’s since closed his claim for it as they said he wasn’t actually entitled to it and he was earning too much so now he’s going to have to pay it back in installments which is fine however that amount every month was getting deducted £ for £ on universal credit…
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Proving House Repair spending is necessary
I have been saving for house repairs for many years. I mentioned this in a recent DWP complaint, about something else but tangentially relevant to savings, and was advised to get proof the repairs were necessary. Im not sure how to do this. I have some single glazed windows I think need replacing, the roof tiles are…
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Closing PIP voluntarily for Personal Reasons
Hi everyone, I currently receive PIP (£412/month, Daily Living and Mobility) and want to voluntarily close my PIP claim for personal reasons. I’m also on Universal Credit with LCWRA, which meets my financial needs. I have three questions I’d really appreciate advice on: Can I voluntarily close my PIP claim for personal…
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UC and 6 month disregard after sale of inherited house
Hi I was told my CAB, Scope and UC themselves that I would qualify for the 6 month disregard of capital after the sale of my late mum’s house in which I lived. Sale completed a week ago. I reported the capital which is in a joint executors account held by me and my sister. Her house purchase completes tomorrow. Mine has…
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REFORM’S VIEW ON WELFARE/ BENEFITS
https://x.com/robertjenrick/status/2055323728939016628?s=46
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Self Employed, LCWRA, end of 'start up'
Hello, I am on UC and was awarded LWCRA due to CFS, hEDs and POTs. I run a small shop/online store. It's not doing so well (not making any money, just about covering costs). I am coming to an end of the 'start up' period for being self employed on UC. It will then be assumed I am paying my self about £800 a month as they…