But is it right to pay other peoples bills

The monatary system just doesn't work and never will. Its inevitable that it will end in future collapse and can't be stopped. The whole system is designed to keep the poorer, poorer and the richer, richer. As the elites get more and more rich the money supply drops and it is harder and harder to maintain.

The money you see today isn't really a currency, it is essentially debt. As new money is created from the central banks it is "loaned with interest" which has to be paid back with interest, meaning every single bank note or pound in circulation is owed back to the central bank with interest. This means money is essentially debt. If the whole world were to pay off all its debt, there would be no money in circulation. But this is where the system is flawed becuase if money is created with interest or debt on it, how do we pay off the debt? The simple answer is we can't and never can. Currently to get rid of the debt we borrow more money from the central bank putting us further in debt. As money grows so does debt, when we pay this debt off there is less money supply and poorer communties.

Currency also used to be backed by commodities such as gold, but this is no longer the case and money today is backed by nothing. meaning its easier to create money "debt" out of thin air.

So people struggling with bills and general day to day living is more and more common and will get much much worst. The system can't substain itself forever and will eventually lead to full on collapse.

As I said previously, This month is going to be a really bad financial month and I wouldn't be surprised if the stock market crashed again this month. If you have cash in banks, I would set some aside safely just in case.

I know exactly how the banking system operates, and I meant set aside money as you won't be able to access any soon. Some people need physical cash to operate or pay things. The FSCS is good in theory, but psysical cash will still be hard to get ahold of.