Unemployment Insurance - It looks likely it's going to implemented?

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Comments

  • Kimi87
    Kimi87 Online Community Member Posts: 7,771 Championing

    UC works by adding up entitlements, then making deductions.

    Your UC entitlement would remain the same and the NS ESA deduction wouldn't happen.

    So if you lost NS ESA then UC would make up the difference.

  • Trevor_PIP
    Trevor_PIP Online Community Member Posts: 691 Pioneering

    My thoughts on the original post. Timms and McFadden have to reduce the welfare bill as it is unsustainable. I won't bother with figures but the Conservatives wanted to save £39bn going back to pre pandemic benefit levels. The benefit increases after the pandemic are unprecedented and unsustainable with 1/4 million applications for PIP per quarter year currently. I have read 25,000 new PIP awards a week (DWP). I am unaware of UC claims so can't comment on them. I look at PIP because I have an award. There are obviously going to be changes and hopefully the disabled are left alone, it is when not if.

    It's my thoughts on this issue, p!ease treat it as that, I am not wanting to start an argument, just looking at the overall situation.

  • alexroda
    alexroda Online Community Member Posts: 312 Pioneering
    https://forum.scope.org.uk/discussion/comment/1086756#Comment_1086756

    I disagree with your analysis and I’m not going to explain why so as not to get into argument 😉

    However one thing I’d say, if you think that they ever are going to leave disabled people alone, you are gravely mistaken. Regardless of the savings they produce, after a few years they’ll come for more and then for more and then for some more.

  • Trevor_PIP
    Trevor_PIP Online Community Member Posts: 691 Pioneering
    https://forum.scope.org.uk/discussion/comment/1086810#Comment_1086810

    Point taken. We'll have to see, I think they won't get away with overdoing it with disabled people, but that remains to be seen.

  • chiarieds
    chiarieds Online Community Member Posts: 17,186 Championing
    edited November 28

    This is an interesting read which indicates that the 'success' rate as far as PIP claimants goes has held steady for several years, & also looks at why there have been more claims since the Covid-19 pandemic. It's now a little out of date (May 2025), but I remember reading it & their thoughts that changes to PIP [& there's still the Timm's review] & other benefits may not result in savings as high as the Gov't assumes.

    https://neweconomics.org/2025/05/whats-behind-the-rise-in-disability-benefit-claims

  • Santosha12
    Santosha12 Online Community Member Posts: 3,065 Championing
    edited 2:30PM

    That reminded me of something I read yesterday @chiarieds.

    Firstly, there was a comment somewhere here that 'everyone seems to know their rights', or words to that effect.

    Very many, clearly do not. I'd rather hope that they do and get the help they need and deserve. It's apparently for several reasons: lack of awareness, complexity in applying and stigma.

    Secondly, (via Policy in Practice) - I think I've attached the link correctly - but this indicates £19 billion in benefits which are not claimed including, (I can't remember the figure ? c 90%+, but a very high number of people, entitled to council tax reductions, who have not claimed.

    • Edited as for 2025/26 it's estimated to be £24.1billion in unclaimed benefits.

    Apart from the Citizen's Advice Bureau, I'm not sure who can offer benefits checks for people. I do hope at least that members of this forum know how to get checks carried out for themselves.

    https://policyinpractice.co.uk/blog/why-people-dont-claim-benefits-and-support-they-are-eligible-for/

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