UC Review Advice

mwesty
mwesty Community Member Posts: 26 Connected
in Universal Credit (UC)

Hi guys,

Thanks in advance for advice….

Have had a review call and got to send my bank statements in, I’m fine with this but have a question as it looks awful as a statement.
So my income on 1 month is

PAID IN £26k

PAID OUT £24K

However my balance never went above £6k in that month and also after going through it it’s my gambling that gets me through.
So with the gambling ins and outs it accounts for £22k. But it’s hard to explain but for example

l have bet £100 so outgoing

won £400 withdrew

And then used that £300 to bet through the day, so the ins and out just in that day comes to £1200 but I’ve only actually deposited £100 and then played around with the £400 but on my statement says I have £1200 outgoing ??

How will they access this over the month as l have probably only bet £500 all month but it showing as £22k paid in and out ?

Comments

  • TheManFromLondon
    TheManFromLondon Community Member Posts: 27 Contributor

    @Emilee I think you’ve misunderstood the figures.

    The OP didn’t spend £22,000 gambling. That £22k is transaction turnover, not deposits or losses.

    If someone deposits £100, wins £400, and then reuses that £400 across multiple bets in the same day, the bank statement can easily show £1,200+ in ins and outs. But it’s still the same original money being recycled. It’s not £1,200 of fresh deposits.

    Across the whole month, the OP said they likely deposited around £500 total. The £22k figure is just cumulative movement of the same funds going back and forth.

    It’s like accusing someone of eating £10,000 worth of food because you added up every supermarket transaction across the month, ignoring the fact they were cooking with the same groceries repeatedly.

    Turnover isn’t the same as spend.

    Your reply is what the OP afraid the UC review may see as concern, but they wont, they will understand what goes on here, its all ok.

  • Holly_Scope
    Holly_Scope Posts: 6,351 Online Community Team

    Thanks so much for sharing to help others @mwesty. Sorry it was such a stressful few weeks, but pleased it's over now and you can relax 😊

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