Hi, my name is WendyWhale! Feeling penalised by Universal Credit

WendyWhale
WendyWhale Community Member Posts: 2 Listener
edited May 28 in Benefits and income

Good afternoon everyone I am looking for some suggestions as I am getting EESA, top LCWRA I have just put in for IIDB and I have read UC will take away £1.00 for £1.00 I was out working full time while my husband was at home claiming his well earned pension from government and his private pension. Now his private pension is not worth a lot but yes we were happy bills paid on time we had money to splash out on good food and so fourth Now since I had an accident at work I have learned that I have a disability since 2008 and have been working and only claiming PIP now I would like to still have a good life style being on the sick We are being penalised by Universal Credit just for both of us paying our dues ie tax and insurance separately now we are a couple where benefits are concerned when the government claimed tax and insurance separately please I am becoming very bitter towards our government please I know we are not the only couple going through this but how can they behave so poor towards us disabled persons and those of you claiming retirement pension and we all know that the government pension is not a benefit until you try claiming other benefits when you and my husband are still paying taxes on it

Comments

  • Kimi87
    Kimi87 Community Member Posts: 8,807 Championing

    Universal Credit, ESA, State Pension and IIDB are all income replacement benefits.

    Under the welfare state, a person is entitled to one income replacement benefit which is why various things get deducted in full from Universal Credit.

    The welfare state also expects couples living together to support each other financially, and it's cheaper for two people to live together than live apart and maintain separate households.

    The only suggestion is to speak to a trained benefits advisor to have a benefits check to make sure you are claiming all that you are entitled too.

    https://advicefinder.turn2us.org.uk/

    https://www.ageuk.org.uk/contact-us/information-and-advice/

  • WendyWhale
    WendyWhale Community Member Posts: 2 Listener

    Thank you very much

  • Rosie_Scope
    Rosie_Scope Posts: 8,699 Online Community Team

    Hi @WendyWhale, welcome to the community. It can be really tough to come to terms with what the benefits system has to offer after a life of working and enjoying a particular lifestyle. It's not an easy system to deal with at the best of times.

    As Kimi87 suggested, it's worth speaking to a benefits adviser to check on your claims and see if there's anything else that might help you get by. Hope you're able to find the right support ☺️

  • SwiftFox
    SwiftFox Community Member Posts: 1,185 Championing
    https://forum.scope.org.uk/discussion/146586/hi-my-name-is-wendywhale-feeling-penalised-by-universal-credit

    State pension is a benefit, if you got out what you paid in, you'd end up with hardly anything. What makes you think it isn't?.

  • ColonelBlink
    ColonelBlink Community Member Posts: 946 Pioneering

    All current workers are paying the pension of those currently retired, we don't have a pot with our name on it, somewhere in the bowels of the UK treasury.

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