I’ll health retirement

Danlauama
Danlauama Community Member Posts: 2 Listener
in Work

hi there

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  • Danlauama
    Danlauama Community Member Posts: 2 Listener

    I’m 65 years old in August but won’t get my gov pension until I’m 67. I am currently off on sick leave and don’t want to go back to my stressful job. I had a brain hemmorage in 2018 and returned to work with adjustments. I have been working from home on a 3 day week since 2023. I have only paid in to the pension scheme since 2017 I would like some advice on retirement

  • Holly_Scope
    Holly_Scope Posts: 5,916 Online Community Team
    edited June 17

    Hi @Danlauama and a warm welcome to the community. Are you coping ok with work at the moment? I'm just trying to gauge whether your health might be impacting your capacity to work, which might mean you're entitled to alternative support in the interim. I can see you've mentioned ill health retirement in your title too.

    It might be worth reaching out to a pension advisor or who your private pension is with to understand if it's possible to release your pension, and if so what that would look like.

  • Stellar
    Stellar Community Member Posts: 500 Trailblazing

    seeing as you're so close to retirement, you may as well either stay at the job you're at now till you're medically dismissed, or take ill health retirement and live off that money, plus UC if needed, till you're old enough.

    realistically, you will not get another job, if that's something you can even consider.

  • luvpink
    luvpink Community Member Posts: 4,967 Championing

    @Danlauama

    Hi welcome to the community.

    In order to be granted ill health retirement you would need the full support of an occupational doctor, who agrees that all reasonable adjustments have been tried and failed.

    Its not an easy process and it involves several meetings with your employer and union rep' if you have one.

    Mine tool over 3 years and it was enormously stressful and it took its toll on my health.

    I would suggest that you don't resign but wait until they dismiss you because if you resign it may affect your entitlement to benefits.

    You could look in to applying for pip if you haven't already done so.

    Get profession free advice from an organisation like Citizens advice.

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