UC HELP HELP PLEASE

sam7399
sam7399 Community Member Posts: 37 Contributor
in Universal Credit (UC)

hi everyone!


so I got a message today on my Journal saying they want 4 months bank statements, is this normal ? I don’t have any savings in my account or any other money going in apart from UC & PIP. so I’m not concerned in terms of savings or anything - just got my thinking is this normal.

Comments

  • Kimi87
    Kimi87 Community Member Posts: 8,852 Championing
    edited July 3

    Yes, UC have been undertaking many of these reviews for several years now.

    See this thread for information.

    https://forum.scope.org.uk/discussion/125931/universal-credit-bank-reviews-frequently-asked-questions

    Just so you're aware UC will be looking at your total capital, this is money in any and all bank accounts, owned property other than your residential address, etc.

    Unspent UC & PIP after a time go from being classed as income to capital.

    With UC capital under £6k is ignored, £6k-15,999k a small deduction would be made, then over £16k there would be no entitlement to UC.

  • Holly_Scope
    Holly_Scope Posts: 6,100 Online Community Team

    Hi @sam7399 just wanted to pop and reiterate what Kimi has said. You have nothing to worry about based on what you've said in your post - it's pretty standard now 😊

  • sam7399
    sam7399 Community Member Posts: 37 Contributor

    @Holly_Scope I’ve uploaded my bank statements. stupid question but why they asking for this when they can just get this information from my bank ?

  • Holly_Scope
    Holly_Scope Posts: 6,100 Online Community Team

    I couldn't say for sure, but I think they're limited to certain circumstances where they're able to do this and the information they're able to access is also limited.

    Pleased you've got it all submitted. I'm sure it'll be done and dusted in no time and from what you've said, they likely won't have further questions for you.

  • Stellar
    Stellar Community Member Posts: 520 Trailblazing
    https://forum.scope.org.uk/discussion/comment/1136515#Comment_1136515

    because the DWP don't actually check bank accounts unless it's part of a fraud investigation.

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