Hi, my name is Ibry! UC deducts LCWRA and Carers Allowance

Ibry
Ibry Community Member Posts: 1 Listener
edited August 13 in Universal Credit (UC)

im on uc and get lcwra my wife get careselament snd cares wllowence

But uc deduct my lcwra and cares allowence from us

Comments

  • Rachel_Scope
    Rachel_Scope Posts: 4,454 Online Community Team

    Hi @Ibry and welcome to the community. When receiving UC, Carers Allowance is counted as income and is deducted from your UC award. There is the extra Carer Element and I see your wife is already claiming that which is good.

    Any deductions are made after adding up each element, including LCWRA. Are there some deductions that you're not sure about?

  • Kimi87
    Kimi87 Community Member Posts: 8,959 Championing
    edited August 13

    Your LCWRA itself isn't deducted, it's part of your total UC entitlement.

    Universal Credit works by first adding up entitlements, then making any deductions.

    Carers Allowance is an overlapping benefit with Universal Credit which means it's deducted in full.

    It's classed as an income replacement benefit the same as UC.

    Under the welfare system, a person or couple cannot have multiple income replacement benefits alongside UC which is means tested.

    Your wife still gets the CA payment into her bank account so you are no worse off compared to a couple in identical circumstances but not getting CA.

  • MrHappy2
    MrHappy2 Community Member Posts: 19 Connected

    Perhaps i am just too dumb to figure out deductions from UC but it seems to me year on year my income is set to decrease even after yearly uprated Benefit increases because earlier this year my total benefit award was reduced by £40 per month due to increases in rent which was then deducted from my LCWRA. And because rent increases always seem to be more than Benefit increases my total benefit award looks likely to reduce every year.

  • Kimi87
    Kimi87 Community Member Posts: 8,959 Championing
    edited August 14

    It sounds like you get Transitional Protection on your claim, so what happens is any increase to your UC entitlement (including Housing Element) gets deducted from the Transitional Protection. Once the Transitional Protection reaches zero, those deductions will stop as you can't take away from zero.

    Turn2Us has a great guide here:

    https://www.turn2us.org.uk/get-support/information-for-your-situation/universal-credit-uc-transitional-protection/what-is-universal-credit-uc-transitional-protection

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