Can I come off benefits completely with parents financial support?

Might it be worth keeping some and ditching some?

Many benefits can be hard to obtain at first with all the proving that is needed, it may be worth looking in to this as some may not be linked so you can severe them.

If you have a claims advisor ask them too.

Ask as many people as possible, don't jump without knowing where you'll end up.

Hi,

It shouldn't be difficult to close your whole UC claim if that's what you choose. There is a link right on the front of the UC page labelled 'Close my Claim'.

Once you click it, it'll ask for a reason, and will then be checked by a staff member. They might ask further questions, or they might just action the closure immediately if they're content with it.

The only problem comes when the person has a vulnerable marker or an appointee. In that case, UC can't just stop their claim as they may lack the capacity to understand whether that's in their best interests. UC would need to contact their appointee or put further checks in place if they just have a vulnerable marker.

It is difficult to stop LCWRA on it's own and keep the basic rate of UC. I don't know why anyone would want to do that. In that case they would have to go through another WCA and be classed as Fit For Work.

The staff generally won't care whether you're on UC or not, and shouldn't try to pressure you into keeping it. They have absolutely nothing to gain from that. People on LCWRA aren't even assigned a Work Coach.

. . . . . there is also the option of "Working" on paper for your parents company in a position that will be available when they are not and it might even be a real job not just on paper.

You have to decide what you want.

I may be in a similar position in a few years as my parents are also financially stable and the constant assessments and ocd in overdrive 24/7 worrying about the welfare system has taken its toll on everyone in my family.

Because of this I’m in a unique position to advise you not to rush into anything and perhaps wait for a uc reassessment to come round before making any solid decisions.

First now there’s a law that allows someone to gift any additional income (regular surplus) before incurring inheritance tax as long as it doesn’t impact their own standard of living - a burnham or left wing government could end this exemption.

A burnham/ left wing gov will also lean into a variety of wealth tax measures which target both wealthy and financially stable individuals

On the flip side a Tory gov would most likely introduce policies that would stabilise this type of situation (aka protecting wealth) however there’s a chance the nhs may be fully privatised with a right wing party (you’d hope the tories wouldn’t be that stupid - reform on the other hand has trump type intelligence) - unless you parents are already on private healthcare insurance this potential additional cost would impact any monthly surplus they may have.

I’ve been very clear to my own parents I don’t want their quality of life to be impacted by helping me and I’ll never forgive myself if they are priced out of life saving treatment.

The dwp won’t allow you to ‘time’ any exit on uc to suit you (as in waiting a year or 2) but in an ideal world I’d want to see who wins the next ge before solidifying any schedule (if kemi didn’t keep swinging the tories away from the central right they may of been the safest way to vote next ge for your circumstances - I do worry about burham targeting my parents financial situation if he gets his mandate and reform policies will financially inpact 95% of the uk population negatively) - time is a valuable commodity.

lastly means tested welfare like uc has a upper savings limit of £16k (and may be the most straightforward excuse to give the dwp if you want to permanently sign off in the future)

hope I was some help