Income ESA
Options
holiday123
Community member Posts: 3 Listener
My husband is about to retire in April. Our ESA is more than retirement pension. Should we not take the pension, if so how would it affect our benefits
Comments
-
Hi holiday and welcome
What other benefits do you receive ?
Do you have an IR element to ESA ?
CR
Be all you can be, make every day count. Namaste -
We receive income related ESA and DLA at the high rate
-
DLA is non means tested but at some time soon you will be invited to claim PIP
Normally you defer a state pension to build up extra pension. You can't defer state pension when on income related benefit and get the extra but you do have to tell pension service if you want to defer.
https://www.gov.uk/deferring-state-pension
CR
Be all you can be, make every day count. Namaste -
Thank you for your reply
-
Hi @holiday123
There is a free and impartial Government service called Pension Wise where you can discuss your options with an adviser. Phone 0800 138 3944 to book a free appointment.
Best wishes, Alex
Brightness
Categories
- All Categories
- 13K Start here and say hello!
- 6.6K Coffee lounge
- 103 Games lounge
- 416 Cost of living
- 4.3K Disability rights and campaigning
- 1.9K Research and opportunities
- 199 Community updates
- 9.3K Talk about your situation
- 2.1K Children, parents, and families
- 1.6K Work and employment
- 776 Education
- 1.7K Housing and independent living
- 1.4K Aids, adaptations, and equipment
- 615 Dating, sex, and relationships
- 363 Exercise and accessible facilities
- 737 Transport and travel
- 31.5K Talk about money
- 4.3K Benefits and financial support
- 5.2K Employment and Support Allowance (ESA)
- 17K PIP, DLA, and AA
- 4.9K Universal Credit (UC)
- 6.3K Talk about your impairment
- 1.8K Cerebral palsy
- 868 Chronic pain and pain management
- 180 Physical and neurological impairments
- 1.1K Autism and neurodiversity
- 1.2K Mental health and wellbeing
- 319 Sensory impairments
- 824 Rare, invisible, and undiagnosed conditions
Do you need advice on your energy costs?
Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.