ESA / PIP benefits affected by circumstance changes.
mt86
Community member Posts: 7 Listener
Hello,
I am raising an enquiry in relation to my mother-in-laws benefits. I'm hoping to find some straight-forward answers which seem impossible to draw from gov.uk or CAB, so thank you in advance to anyone who is able to help.
My in-laws currently live in their own home, my father-in-law recieves carers allowance for looking after my mother-in-law who gets ESA (Support Group) and PIP (Enhanced). We believe the ESA is ‘new style’ but I'm not 100% certain.
However, as my mother-in-laws health is worsening and my wife is having to go there a lot more to help provide additional care as she can't be alone we've taken the decision to move in together. They will be selling their home and moving in to ours.
Basically what we are trying to find out is which, if any, benefits will be affected by them moving in to our house with us and also as they will then have proceeds of their house sale in savings / ISAs.
I assume (possibly naively) that as we are all financially independent of one another, their moving in with us wont have any direct impact on their eligibility.
My understanding / research suggests that PIP isn't means tested so the savings won't affect that, but ESA does seem to have some means testing limitations, though it's unclear exactly what they are, for example, are her husbands assets counted as hers for means testing or is it only things in her name?
Thanks
Comments
-
Hi there
The pip will not be affected as you say it isn't means tested
I'm not a esa expert but they will be seen as a couple so will fall under a joint claim. Any means tested benefits usually are not payable if there is 16k or above in savings
Other members who know more about esa will give advice -
janer1967 said:Hi there
The pip will not be affected as you say it isn't means tested
I'm not a esa expert but they will be seen as a couple so will fall under a joint claim. Any means tested benefits usually are not payable if there is 16k or above in savings
Other members who know more about esa will give advice
Thank you very much for your help
-
Hello @mt86 and welcome to the community, I hope you are well.
Is there any way you can find out what kind of ESA it is? How long has she received it for?Online Community CoordinatorConcerned about another member's safety or wellbeing? Flag your concerns with us.
Did you receive a helpful reply to your discussion? Fill out our feedback form and let us know about it. -
Ross_Scope said:Hello @mt86 and welcome to the community, I hope you are well.
Is there any way you can find out what kind of ESA it is? How long has she received it for?Thank you for your reply, she started receiving benefits in October 2018, following a stroke in April 2018.Her most recent renewal letter from February this year states:No income will be taken off your Employment and Support Allowance
Your income-related amount is £114.10 less £0.00 so you would have been entitled to £114.10
However because you are entitled to contribution-based Employment and Support Allowance we will pay you £114.10
So I'm really not sure if the ESA is contribution based or income based (or really what the difference is between the two) -
PIP is not means tested.
Carer's Allowance is not means tested (other than the earnings limit).
New style ESA is an individual claim and is not means tested. If the ESA was only claimed in the last two years it will be new style.
Only the ESA claim is older and is means tested would it be affected as the proceeds of the house sale would likely end the income based entitlement.Information I post is for England unless otherwise stated. Rules may be different in other parts of UK. -
calcotti said:PIP is not means tested.
Carer's Allowance is not means tested (other than the earnings limit).
New style ESA is an individual claim and is not means tested. If the ESA was only claimed in the last two years it will be new style.
Only the ESA claim is older and is means tested would it be affected as the proceeds of the house sale would likely end the income based entitlement.
As the benefit started in October 2018 I assume it's the older claim and is therefore means tested? I note in your reply you state new style is an individual claim, am I to assume from this that old style is a joint claim for both of them?
-
mt86 said:calcotti said:PIP is not means tested.
Carer's Allowance is not means tested (other than the earnings limit).
New style ESA is an individual claim and is not means tested. If the ESA was only claimed in the last two years it will be new style.
Only the ESA claim is older and is means tested would it be affected as the proceeds of the house sale would likely end the income based entitlement.
As the benefit started in October 2018 I assume it's the older claim and is therefore means tested? I note in your reply you state new style is an individual claim, am I to assume from this that old style is a joint claim for both of them?Information I post is for England unless otherwise stated. Rules may be different in other parts of UK. -
calcotti said:mt86 said:calcotti said:PIP is not means tested.
Carer's Allowance is not means tested (other than the earnings limit).
New style ESA is an individual claim and is not means tested. If the ESA was only claimed in the last two years it will be new style.
Only the ESA claim is older and is means tested would it be affected as the proceeds of the house sale would likely end the income based entitlement.
As the benefit started in October 2018 I assume it's the older claim and is therefore means tested? I note in your reply you state new style is an individual claim, am I to assume from this that old style is a joint claim for both of them?
Her current amount as part of the support group is £114.10 a week. -
mt86 said:calcotti said:mt86 said:calcotti said:PIP is not means tested.
Carer's Allowance is not means tested (other than the earnings limit).
New style ESA is an individual claim and is not means tested. If the ESA was only claimed in the last two years it will be new style.
Only the ESA claim is older and is means tested would it be affected as the proceeds of the house sale would likely end the income based entitlement.
As the benefit started in October 2018 I assume it's the older claim and is therefore means tested? I note in your reply you state new style is an individual claim, am I to assume from this that old style is a joint claim for both of them?
Her current amount as part of the support group is £114.10 a week.Information I post is for England unless otherwise stated. Rules may be different in other parts of UK. -
Username_removed said:@mt86 are you in receipt of benefits (if so which) and do you have a mortgage?
-
Username_removed said:Right. Thanks. Just checking that their moving in has no impact on any benefits you receive which was the obvious omission in the above.
As you have a mortgage you need to check in with your provider as to whether you can actually move anyone else in at all if you haven’t already done so. Failure to do so can have some nasty consequences.
Yes mortgage lender is aware and satisfied, thank you.
Brightness
Categories
- All Categories
- 13.3K Start here and say hello!
- 7K Coffee lounge
- 101 Games lounge
- 482 Cost of living
- 4.6K Disability rights and campaigning
- 1.9K Research and opportunities
- 230 Community updates
- 9.6K Talk about your situation
- 2.1K Children, parents, and families
- 1.6K Work and employment
- 806 Education
- 1.7K Housing and independent living
- 1.4K Aids, adaptations, and equipment
- 666 Dating, sex, and relationships
- 374 Exercise and accessible facilities
- 845 Transport and travel
- 32K Talk about money
- 4.6K Benefits and financial support
- 5.2K Employment and Support Allowance (ESA)
- 17.2K PIP, DLA, and AA
- 5K Universal Credit (UC)
- 6.4K Talk about your impairment
- 1.8K Cerebral palsy
- 886 Chronic pain and pain management
- 183 Physical and neurological impairments
- 1.1K Autism and neurodiversity
- 1.3K Mental health and wellbeing
- 328 Sensory impairments
- 832 Rare, invisible, and undiagnosed conditions
Do you need advice on your energy costs?
Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.