Severe Disability Premium Entitlement

stjohn
stjohn Online Community Member Posts: 8 Listener
in Benefits and income
Hi, My pension is due in April and I'm unsure whether I would be entitled to Severe disability premium.  I currently receive PIP daily living standard rate and mobility enhanced rate along with universal credit and LCWRA.  I do not not claim any sort of housing benefit.
I live with my cousin and her 2 daughters who both receive PIP and my cousin is a carer for one of the daughters.
I'm pretty sure that I should be settlement to pension credit.
Any advice would be much appreciated.
Many thanks.

Comments

  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    edited January 2023
    stjohn said:
    I'm pretty sure that I should be settlement to pension credit.
    Do you know how much your State Pension will be?

    What is the situation regarding who owns the house and do either per you or your cousin pay rent, if so who to?

    Your cousin is not a close relative but whether or not you could get SDP will depend on the occupancy arrangements.
  • stjohn
    stjohn Online Community Member Posts: 8 Listener
    No, I'm unsure at the moment.
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    Normally Pension Credit will (from April) top up your income to £201.05/week but your Tate Pension may be more than this in which case no PC would be payable unless the SDP is included in the calculation. It isn’t possible to comment further without more information about your living arrangements.
  • stjohn
    stjohn Online Community Member Posts: 8 Listener
    I'm basically single and living with family.
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    stjohn said:
    I'm basically single and living with family.
    If you are living rent free and your cousin is the homeowner or is renting but is the only person the tenancy then I don’t think you qualify for SDP. (I have inferred that your cousin doesn’t get a disability premium herself.)
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    stjohn said:

    I live with my cousin and her 2 daughters who both receive PIP and my cousin is a carer for one of the daughters.

    Are the 2 daughters dependants? If so does your cousin also claim a disability benefit their self such as PIP daily living or DLA mid/high rate care? If not then you won't be entitled to SDP.

  • stjohn
    stjohn Online Community Member Posts: 8 Listener
    My cousin is the tenant and does not claim a disability benefit herself. Both of the daughters are adults.
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    edited January 2023
    As you are living rent free I think you don’t qualify for SDP.

    Do you provide any care for the daughters (for at least 35 hours/week).
  • stjohn
    stjohn Online Community Member Posts: 8 Listener
    edited January 2023
    My cousin receives housing benefit payable to housing association, I do not pay rent. My state pension forecast is 99.89.
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    stjohn said:
    My state pension forecast is 99.89.
    That’s very low and if that will be your only income that means that you will be entitled Pension Credit (but it will not include SDP).
  • stjohn
    stjohn Online Community Member Posts: 8 Listener
    OK, well thank you very much for your help,
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    You didn’t answer this
    calcotti said:
    Do you provide any care for the daughters (for at least 35 hours/week).

  • stjohn
    stjohn Online Community Member Posts: 8 Listener
    Not really, I help where I can but my cousin is the carer for the one daughter.
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    So you should just get State Pension and Pension Credit totalling £201.05/week. Have you applied for both?
  • stjohn
    stjohn Online Community Member Posts: 8 Listener
    No, I will apply this month. Thankfully I now have a better idea where I stand, thank you.

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