Bank account checking

245

Comments

  • Albus_Scope
    Albus_Scope Posts: 9,608 Scope Online Community Coordinator
    Oh yawning is part and parcel of life Noman, but sometimes it can come across as a tad rude, especially mid conversation and when typed out. 
  • honestjon
    honestjon Online Community Member Posts: 173 Empowering
    noman said:
    noman said:
    Yawwwwnnnnn

    Noman, please remember our community house rules; Civil, supportive, safe. 
    Is yawning against your rules?
    I don't think yawning is against any rules but I've never seen anyone walk into a conversation and yawn 🤣
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Sorry to be a pain but Hi, do we even know if/when this got through the house of lords?

    No
  • JessieJ
    JessieJ Online Community Member Posts: 925 Trailblazing
    noman said:
    honestjon said:
    noman said:
    noman said:
    Yawwwwnnnnn

    Noman, please remember our community house rules; Civil, supportive, safe. 
    Is yawning against your rules?
    I don't think yawning is against any rules but I've never seen anyone walk into a conversation and yawn 🤣
    The whole conversation is boring as it has been done to death and one person keeps bringing it up after being told numerous times it will happen when it happens if it going to happen!

    That may be, but new folks see or read it & make their way here with the same anxieties about it, to dismiss it does not help. Best bet, you & anyone else fed up with it, don't bother reading it when it comes back up again...simples!
  • honestjon
    honestjon Online Community Member Posts: 173 Empowering
    noman said:
    honestjon said:
    noman said:
    noman said:
    Yawwwwnnnnn

    Noman, please remember our community house rules; Civil, supportive, safe. 
    Is yawning against your rules?
    I don't think yawning is against any rules but I've never seen anyone walk into a conversation and yawn 🤣
    The whole conversation is boring as it has been done to death and one person keeps bringing it up after being told numerous times it will happen when it happens if it going to happen!
    The person who keeps bringing it up is totally entitled to bring it up as many times as they want to.
    They are obviously asking for help and yawning is not helping at all so if you can't help it's better to not involve yourself 
  • MW123
    MW123 Scope Member Posts: 1,112 Championing

    I strongly disagree with the notion that "if you have nothing to hide, you have nothing to worry about." Every individual deserves the right to privacy, the liberty to manage their finances, and the ability to make independent decisions without undue scrutiny. The idea of anyone delving into my financial matters without just cause is deeply troubling for me. 

    The DWP should not foster an atmosphere of paranoia and mistrust. Instead, the focus should be on creating a welfare system rooted in compassion and respect. Simplifying the process for benefit applications and offering genuine support to claimants would be far more effective in combating fraud than operating under the assumption that all individuals seeking benefits are potential fraudsters. 

    The implementation of bank account monitoring, disguised as an anti-fraud initiative, may receive approval from certain individuals. However, I perceive it as setting a risky precedent. This action paves the way for the contentious expansion of surveillance throughout the United Kingdom, with the most vulnerable being the first to face its consequences. This approach not only jeopardises their privacy by using fraud reduction as a pretext, but it also implies a possible transition towards monitoring the entire population of the UK. It is concerning that no opposition party has expressed apprehension regarding this advancement.

     

     

  • WhatThe
    WhatThe Online Community Member, Scope Member Posts: 3,834 Championing

    Because they're all in it together 
  • WhatThe
    WhatThe Online Community Member, Scope Member Posts: 3,834 Championing

    And AI is next
  • Commanded2bwell
    Commanded2bwell Online Community Member Posts: 89 Contributor
    I have read that the DWP are trying to sneak a few additional "policing" powers through as part of unrelated legislation to do with pensions, a tactic which can often work due to limited parliamentary time for scrutiny (this is why we have the House of Lords, but is also why the Tories keep trying to stuff the HoL with their cronies).

    While there are loud complaints from some sectors, including MPs and lawyers, about this, it still needs as much daylight shining on it as possible. There is a petition on the official Petitions website that can be signed. Unfortunately, it's struggling to get signatures as most people are signing useless protest websites instead. The Petitions site can get this debated in Parliament if it gets 100,000k signatures. That should be the goal. Find it here:

  • MW123
    MW123 Scope Member Posts: 1,112 Championing

    @WhatThe

    @Commanded2bwell

    I hope this link works I received it today from benefits and work. A little bit of bedtime reading for you both if I have copied the link correctly, not very good with technology.

    https://www.benefitsandwork.co.uk/news/dwp-bank-surveillance-prompts-three-petitions-and-a-letter-to-the-times

    Benefits and work have reported well over 100,000 people have signed petitions objecting to legislation, currently in the House of Lords, which will allow the DWP to snoop on claimants’ bank accounts. 

  • WhatThe
    WhatThe Online Community Member, Scope Member Posts: 3,834 Championing

    That they want powers of arrest is chilling. The increase in fraud was caused by the untested UC system and lockdown not people like us. I don't they have a handle on it at all. 


  • Tonawanda17
    Tonawanda17 Online Community Member Posts: 177 Contributor
    How can this be ruled out? It’s going through House of Lords now?
  • MW123
    MW123 Scope Member Posts: 1,112 Championing
    woodbine said:

    The only people it will have "devastating consequences for" are those who are exceeding capital limits and those who have a income but are failing to report it, it really is that simple, and once again non of us will know if or when the DWP make a check on our bank accounts, they wont have to seek our permission.

    For reasons I wont bore you with they already ask me for bank statement copies every year and I have no problem with that at all.

    I am open to providing a bank statement when there's a valid reason. But let's be clear providing an annual statement is a world apart from claimants having their bank account under constant surveillance throughout the entire year.

    I am of the opinion that the vast majority, of those receiving benefits are honest individuals who shouldn't be subjected to intrusive measures that invades their privacy. Woodbine, I cannot agree with you but I respect your opinion.

  • unclebob
    unclebob Online Community Member Posts: 145 Contributor
    I have a business account with over £12,000 and my personal account has 10,000 but all the money from pip back payments and UC nothing dodgy is that ok if they do check
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Danny123 said:
    What is classed as income though ? And will they go back through multiple years ? 
    Earnings are income for means tested benefits. Pensions are teated as "unearned Income." They won't ask about closed bank accounts. 
  • Tonawanda17
    Tonawanda17 Online Community Member Posts: 177 Contributor
    Hi poppy. Closed account? If someone closed an account but moved the money to a new bank they wouldn’t check the old closed one?
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    If a bank account is closed there wouldn’t be anything to check because it’s closed. They may check the new one though. 
  • WhatThe
    WhatThe Online Community Member, Scope Member Posts: 3,834 Championing

    My bus journeys are monitored as is my supermarket spending via loyalty cards but I would struggle to document my movements though I have nothing to hide. Admin overwhelms me though I can read and write and have a huge table to use at home.  

    My bank recently closed the branch I'd used since my original branch shut! I can now only use telephone banking as online is too difficult and could not print statements if asked. A photocopy now costs 50 pence a sheet and a bank can re-issue statements but charges for them. 

    Things might sound simple but they aren't if you're laid up in hospital or living in temporary accommodation with young children or dealing with 'overpayments' created by UC (because they are created arbitrarily!) or having to travel to find a bank. 

    Monitoring itself isn't the problem. It's the stress and fear that DWP will mess up our income, stability and mental health with their 'errors' because that's what happens to working-age claimants these days. 

    They want direct access to our medical records despite us providing proof to support our incapacity benefit claims. They want powers of arrest that belong to the police. They want us all to become 'disabled job-seekers' to create masses of work for themselves. Saving taxpayers' money and catching fraudsters is the least of their concerns!

    They will not stop trying to ruin people's lives so as long as you never need to claim UC, you probably do have nothing to worry about.  

     
  • Tonawanda17
    Tonawanda17 Online Community Member Posts: 177 Contributor
    I thought the banks kept records of closed accounts for years? Maybe I’m wrong. I think there will be a lot of people moving banks. Lol
  • WhatThe
    WhatThe Online Community Member, Scope Member Posts: 3,834 Championing

    It used to be 6 years