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Saving into a private pension

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Molly22
Molly22 Community member Posts: 2 Listener
in Benefits and financial support
Hi. I am appointee for my adult daughter who gets ESA and PIP. 
Is it possible for her to save into a private pension while on benefits, would it be seen as deprivation of assets? I can't find any information about it online.
She is over the 6000 savings amount, only just, and DWP are aware, we send regular statements. 
Thank you
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  • Albus_Scope
    Albus_Scope Posts: 4,729 Scope online community team
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    Hi @Molly22 and welcome to the community. :)

    I'm afraid I'm not 100% sure of the answer to this, so I'm hoping one of our super regulars will be along shortly to answer. But I wanted to stop in and say hi. :)
    Albus (he/him)

    Online Community Coordinator @ Scope

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    Opinions expressed are solely my own.
    Neurodivergent.
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  • poppy123456
    poppy123456 Community member Posts: 55,098 Disability Gamechanger
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    Yes she can do this. If she doesn’t work or has earnings of less than £3,600/year then the most she can put into one per year is £2,880. More information here https://www.moneysavingexpert.com/savings/discount-pensions/#need-3
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
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  • Molly22
    Molly22 Community member Posts: 2 Listener
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    Thank you
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  • OverlyAnxious
    OverlyAnxious Community member Posts: 2,672 Disability Gamechanger
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    I'm also considering this but know nothing at all about pensions. 

    Does it matter what type of pension is used when claiming mains tested benefits?

    Is it ok to stop paying into the pension if circumstances change in future?  (Reduced income or increased outgoings)

    And lastly, are there any basic recommended companies for this?

    Unfortunately I can't read long blocks of text any more, so I didn't get far through the MSE webpage.  I'm wondering if would really be as simple as opening a pension with somewhere like Aviva and just having ~£200 automatically transferred into it each month?
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