Saving into a private pension

Molly22
Molly22 Online Community Member Posts: 2 Listener
in Benefits and income
Hi. I am appointee for my adult daughter who gets ESA and PIP. 
Is it possible for her to save into a private pension while on benefits, would it be seen as deprivation of assets? I can't find any information about it online.
She is over the 6000 savings amount, only just, and DWP are aware, we send regular statements. 
Thank you

Comments

  • Albus_Scope
    Albus_Scope Posts: 11,423 Scope Online Community Coordinator
    Hi @Molly22 and welcome to the community. :)

    I'm afraid I'm not 100% sure of the answer to this, so I'm hoping one of our super regulars will be along shortly to answer. But I wanted to stop in and say hi. :)
  • poppy123456
    poppy123456 Online Community Member Posts: 64,458 Championing
    Yes she can do this. If she doesn’t work or has earnings of less than £3,600/year then the most she can put into one per year is £2,880. More information here https://www.moneysavingexpert.com/savings/discount-pensions/#need-3
  • Molly22
    Molly22 Online Community Member Posts: 2 Listener
    Thank you
  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 5,392 Championing
    I'm also considering this but know nothing at all about pensions. 

    Does it matter what type of pension is used when claiming mains tested benefits?

    Is it ok to stop paying into the pension if circumstances change in future?  (Reduced income or increased outgoings)

    And lastly, are there any basic recommended companies for this?

    Unfortunately I can't read long blocks of text any more, so I didn't get far through the MSE webpage.  I'm wondering if would really be as simple as opening a pension with somewhere like Aviva and just having ~£200 automatically transferred into it each month?

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