Car Insurance

Harrysdad
Harrysdad Online Community Member Posts: 1 Listener
in Transport and travel
Hi, My son has a motability car and insurance that is driven by his support staff. His car was damaged by them and a no fault claim was made. Am i being unreasonable to expect the driver or his employer to pay the excess fee of £100?

Comments

  • rubin16
    rubin16 Online Community Member, Scope Member Posts: 861 Championing
    Harrysdad said:
    Hi, My son has a motability car and insurance that is driven by his support staff. His car was damaged by them and a no fault claim was made. Am i being unreasonable to expect the driver or his employer to pay the excess fee of £100?

    I don't think its unreasonable to ask them, if anything they should be liable for it. They can't damage the vehicle themselves and them expect you to be out of pocket (Pay) becuase of it. If it was their fault they should pay the excess.
  • MW123
    MW123 Scope Member Posts: 1,093 Championing
    Harrysdad said:
    Hi, My son has a motability car and insurance that is driven by his support staff. His car was damaged by them and a no fault claim was made. Am i being unreasonable to expect the driver or his employer to pay the excess fee of £100?
    I would recommend discussing this with the Motability scheme to understand the responsibilities of all parties involved, including the leaseholder (your son), drivers, and employers of drivers. The scheme may have specific processes for handling repairs and claims.

    The employment or contractual agreement between your son and the support staff/their employer might play a role here. It's important to review any agreements or contracts in place to understand the responsibilities and liabilities of each party involved. There might be specific clauses related to vehicle damage and financial responsibilities. 
  • 66Mustang
    66Mustang Online Community Member Posts: 14,991 Championing
    I'm with a @woodbine and would pay up

    Generally you can't employ someone and then make them pay for accidental damage they cause

    But like others have said, in a much more eloquent way than I ever could, it depends on the nature of the contracts and stuff

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