Buildings insurance & accommodating for disability

66Mustang
66Mustang Community Member Posts: 15,427 Championing
in Housing and independent living

Does anyone have any experience of making a buildings insurance claim and getting alternative accommodation with special needs?

Our bathroom is currently not usable and I am not able to use something like a neighbour’s shower or gym shower or something, I need my “own” shower e.g. a hotel room or something like that

I think a “normal” person would be told to just live in the house like normal but find somewhere else to have a shower, that’s not an option for me

I have severe OCD and stuff so can’t go without a shower

We have alternative accommodation cover up to £50k or something but it has to be reasonable, would it be considered reasonable if I gave evidence of my conditions etc.??

Can anyone advise what we might be able to do??

Thanks

Comments

  • 66Mustang
    66Mustang Community Member Posts: 15,427 Championing

    Thanks for the replies

    Yes it's due to an insured event, fortunately for us, the only bother we have to worry about is not having a bathroom to use for a time, which I'm grateful for as it could be worse

    I understand that they provide accommodation when the whole house is not usable, but I wonder if the bathroom comes under that, because it's a necessary part of the house being able to be lived in (we only have one bathroom)

    I guess most people would be told to shower at work or at the gym or something but that's not an option as a result of my conditions

    Thanks again for all the tips 😊

  • OverlyAnxious
    OverlyAnxious Community Member Posts: 6,035 Championing

    I think most people just wouldn't shower for the short term. They'd have a flannel wash of the vital parts using the sink instead.

    I don't think this sort of thing would be covered by insurance, but interested to know the result.

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