Medical negligence pay out and disability benifit.

I can't profess to know about the implications for you personally, I can only speak from helping a friend of my then husband successfully win a medical negligence claim some years ago. He was offered £120k before going to court, which he accepted. He lost one of his benefits (I can only presume Universal Credit) due to the amount he received.

Medical negligence claims are actually quite difficult to sucessfully claim; his solicitors, who'd previously used a medical expert in the field of his genetic disorder, couldn't see how he could successfully claim, & would only proceed to take this to court if they were 80+% sure it would be successful.

Jamie, you can set up a Personal Injury Trust Fund. You may need the assistance of your solicitor to do so.

A PITF allows you to 'ring fence' your compensation and your benefits will not be affected.

Any house purchase which uses money from the PITF will technically belong to the PITF and again will not affect your benefits.

You will need at least 2 trustees one of which can be you. The other trustee should be someone you trust.

I don't know what you mean by your 2nd sentence.. "however, it could be included if you were to claim any further means tested benefit top ups."

There's no other means tested benefit top ups other than council tax reduction. If you own your own home then obviously you won't need to claim for help with the rent as part of UC.

As always, your own personal situation will determine access to means-tested benefits. However, my response initially was to whether a personal injury payout would affect UC. I personally have a personal injury trust fund and have bought a property through my trust fund. I am still entitled to means-tested benefits if I were to need them as the home is my primary residence and not an investment (e.g. a second home which is rented out).