Park home living

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Comments

  • Broreb1981
    Broreb1981 Community member Posts: 183 Contributor

    Gosh I'm feeling stressed. We have been to see the plots again and to be honest there is nothing bad about moving but the thought of it is really stressing me. It's a big decision, we love our home. What if we make the wrong decision, what if we don't like it. I'm terrible with making decisions. The thought of no mortgage, designing our perfect home, no kids are allowed to live on the estate and being in the countryside is lovely. My partner retires in 13 years so we would be saving what we are paying for our mortgage each month, which is a considerable amount of money and this really appeals to us as we can do more enjoyable things while we're young and we will also be sorted for retirement. We have until Tuesday to make our decision then it's going to be full steam ahead to sell our house and start designing our new home.

  • Summerlove
    Summerlove Community member Posts: 249 Empowering

    It's a big decision. If you are looking to be mortgage free then that would be a financially positive move .

    The down sides would be things like pitch fees and some places require a home to be old after a certain amount of time. Some pa4k homes do not allow living in them all year round so depends on the licence agreement

    I don't feel it would be same as bricks and mortar but then unless a mortgage is paid off then it's not secure anyway. The views and Community would be a positive as well as the financial aspects. 💕

  • Broreb1981
    Broreb1981 Community member Posts: 183 Contributor

    Yeah my partner has the same feelings about it not being bricks and mortar, I don't really have a concern about that. For me it's the extra money we will have while we're young, knowing that we won't have to worry about our house being too big or having trouble with the stairs when we are older and then having to think about moving, the close knit older community, lower bills and we are designing it to our taste. If we stay in our current home when we are older and want the peace and quiet families may have moved in around us, the house is already 40 years old so it's going to need some work on it, it needs new windows, we need to change the bathroom for easier access for me, the bills are higher. The site fees are not an issue for us, there is no limit on the age of the home, the estate has been there for over 30 years so it's well established and all year round and in a conservation area. We have really done our research on this and agree it is a really good opportunity for us but it's the final decision and all the stress and work that comes with that I think is frightening us. I also sometimes you can think too much and talk yourself out if things ....arghhhh

  • Summerlove
    Summerlove Community member Posts: 249 Empowering

    I'm a believer in going for your dreams or you will aways wonder. 💕

  • Broreb1981
    Broreb1981 Community member Posts: 183 Contributor

    I agree summerlove....it's a great opportunity for us to be ok financially for the rest of our lives and that gives us something that not a lot of people have. I'm in my early 40's we can have a wonderful life doing things while we're young knowing that we will still be ok financially when we're old. You never know what's round the corner, I think you should enjoy your life while you can

  • chiarieds
    chiarieds Community member Posts: 16,630 Championing

    I hope you & your partner make the decision that's right for you both. I really wouldn't worry about a Park Home compared to a bricks & mortar home, as they're built to such a high standard. As the site is well established, that's another plus, & you know it's fully residential.

    I haven't seen a Park Home here having to be sold after a certain period of time. Mine's 40 years old, & my son's even older, but we've both modernised ours & the site owner is pleased with the results, as it makes the site look even better, so there should be no worries with you buying a brand new home!

    I wouldn't change where I live, & even for my son & his wife it's their forever home too.