What can you spend your benefit money on?

2

Comments

  • letitbe
    letitbe Online Community Member Posts: 326 Empowering
    edited February 1

    that’s so true like feeling everything really deeply and getting affected by everything but then getting really frustrated and angry coz not able to regulate everything and it all gets too much to handle so best to isolate most days away from this world.
    always feeling judged and criticised
    thx Catherine for replying

    X

  • Catherine21
    Catherine21 Posts: 5,364 Championing

    Xx trying not to order the latest eyecream heeellppp h

  • letitbe
    letitbe Online Community Member Posts: 326 Empowering
  • letitbe
    letitbe Online Community Member Posts: 326 Empowering

    Do you have lots of creams and eye creams ? X

  • Catherine21
    Catherine21 Posts: 5,364 Championing

    Oh yes me too the worse thing for me was getting a samsung phone im not great with tech stuff but learnt to order big mistake x

  • Catherine21
    Catherine21 Posts: 5,364 Championing

    Its really bad i spend all money on them yes draws full and its like i forget and order more do same with food buy loads of food dont eat have to throw out or give to neighbour everything is all or noting so when they did benefit check i was shaking with fear nd they didnt question anything but im sure thry most have thought wow look at her spending i cant control myself i might be able for two days then bam 2 oclock in morning wake up and order pls excuse my spelling

  • letitbe
    letitbe Online Community Member Posts: 326 Empowering

    I know so terrible I understand . I can spend a fortune on food but I eat it all coz of bingeing. I also buy loads of things i see and think it’ll make me feel better but then get really stressed when it arrives and give to charity after few days . It’s terrible I can be ok for week or 2 then spend loads. What a life !
    I hope ur ok x

  • Catherine21
    Catherine21 Posts: 5,364 Championing

    Can relate yes im good thanks going to look for a film to watch hope you have a restful night x

  • Catherine21
    Catherine21 Posts: 5,364 Championing

    Well if makes you feel better some people have had thousands and i mean thousands in account is thier anything you really need i got a new bed is amazing and a fridge so you can buy things you need and want

  • wobblyone
    wobblyone Online Community Member Posts: 131 Contributor

    interesting post. It would only be a problem for UC if you incurred debts and the people you owe wanted to recover payments.

    I think if you have UC and do impulse shopping you can get them to pay your bills directly before you get your payment. Or you can set up your own direct debits or recurring payments After all your bills are paid it’s up to you really.

    For lots of people it’s normal to manage some extra money for treats, it’s just new for you and it doesn’t break UC rules.

    I have a relative who is a high earner and pretty much blows his salary after bills within a week or two each month so it’s no different to what some people have described.

  • letitbe
    letitbe Online Community Member Posts: 326 Empowering

    I’m hoping to move this year and if I can get a place if my own I will buy some nice furniture and stuff :)

  • WhatThe
    WhatThe Online Community Member, Scope Member Posts: 3,763 Championing

    LuminousVoid, congratulations on your new award!!

    I think I would save half and spend half. Continue to be frugal while you mull over what you would like to buy for yourself. Window shopping it used to be called 😊

  • WhatThe
    WhatThe Online Community Member, Scope Member Posts: 3,763 Championing

    LuminousVoid, enjoy planning how you'll use the extra income.

    Our spending is monitored via store loyalty cards and bank data but it's fine to withdraw cash and use it as you see fit.

  • letitbe
    letitbe Online Community Member Posts: 326 Empowering

    Who is monitoring spending via loyalty cards ?

  • WhatThe
    WhatThe Online Community Member, Scope Member Posts: 3,763 Championing

    That's a fair question and I've no idea what the answer is!

    I should have said recorded rather than monitored.

  • letitbe
    letitbe Online Community Member Posts: 326 Empowering

    that’s true - with todays technology absolutely everything is recorded.

  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing

    Loyalty card history can be very useful! I bought my grandson a few clothes not long ago from Tesco and they were too small. Annoyingly I couldn't find my receipt so thought I would take them back on the off chance they would just exchange them for me. She asked if I had a club card, which I do and she said that was all she needed because it would be on there. I was then able to exchange the clothes.

  • letitbe
    letitbe Online Community Member Posts: 326 Empowering

    I very very rarely go into supermarkets now because of the distress it can cause.
    that’s good they were able to do that Poppy but these tracking things can make me really paranoid when I get stressed

  • FeistyPigeon
    FeistyPigeon Online Community Member Posts: 295 Empowering

    Hi Luminous Void (LOL - what a name!), I know what it's like to have lived so long with so little money and then suddenly finding you're bank account has got a nice fat wad in there. It's so tempting to splash out. But what I'd do in your shoes is first spend it on doing up your place so it feels more like a home, if you need to, and get yourself kitted out with new clothes - things you'll be glad you bought if you find yourself short of money in the future. Putting it in a pension would be good, as would doing up the home etc, DWP don't count it once it's spent like that. What they look to find is things like investments in gold + expensive jewelry + expensive cars (as if!) - things to buy so you can keep your bank balance low and keep claiming benefits. But things you "need", like stuff for the home is perfectly fine.

    Don't want to be a killjoy but I'd be careful with the gambling, Reeves nasty little spring surprise will be here soon + they could just be contemplating slashing disability benefits, even for those on LCWRA. Best of luck x