State pension & ESA support group contibrutions based.

Mixedupnana
Mixedupnana Online Community Member Posts: 5 Connected
edited February 2023 in Employment and Support Allowance (ESA)
Just a bit mixed up about what happens to my ESA support group allowance when I’m due to claim my state pension at the end of the year.
I have been in the support group for over 5 years but am no better. I have no private pensions.
I receive new style/contributions based component.
Mixedupnana.xx

Comments

  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    edited February 2023
    Your ESA will stop when you reach pension age.
    Do you receive any other benefits?
    Have you obtained a State Pension forecast? 
  • Mixedupnana
    Mixedupnana Online Community Member Posts: 5 Connected
    I thought it would but everything seems to refer to income based ESA.
    I have seen a table which relates to how much pension I willl receive and how much ESA will go down after the first £85 and that confused me.
    i have had my pension forecast. If 
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    edited February 2023
    ESA is a working age benefit. Once you reach state pension age ESA stops.

    The pension deduction you refer to those who are working age, claim ESA and receive pension income from private or occupational pensions.

    If you will be getting State Pension of £185.15/week you will getting quite a lot more than your current ESA.

    Do you receive any other benefits?
  • Mixedupnana
    Mixedupnana Online Community Member Posts: 5 Connected
    No just ESA
  • Mixedupnana
    Mixedupnana Online Community Member Posts: 5 Connected
    No just ESA
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Do you live with a partner? If so are they state pension age as well? 
  • Mixedupnana
    Mixedupnana Online Community Member Posts: 5 Connected
    Yes my husband is due to get his state pension 2 weeks after me.
    He’s working full time at the moment.
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    edited February 2023
    When you retire the ESA will stop and you will get your SP which will be (most likely) be more than your ESA.
    Two weeks later your husband will get his SP.
    Depending on how much your two SP's are you may be eligible for some Housing Benefit (if your rent) and Council Tax Reduction. Whether or not there is any entitlement will depends on the amounts of SP, other income and any savings.
    It looks unlikely that there will be any entitlement to Pension Credit but it will depend on your joint finances. You would not be eligible for PC until you are both pension age.
    You can use a benefits calculator to test entitlement.
    https://benefits-calculator.turn2us.org.uk

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