Small inheritance going through probate

kelloggs

Hi, my name is Kelloggs 
My father died recently and has left me a small inheritance. It’s over 16,000 so will stop my husbands IRESA claim, but I receive CBESA so presume it won’t have a bearing on my claim?
Although the claims are ‘tied’ together at the DWP, we are paid separately. 

The will is going through probate which they say can take around 16 weeks or longer.
My questions are-

1) will I be made to claim to UC due to the cancellation of my husbands IRESA
2) Do I only inform DWP once the money has been paid to me by the bank after probate is
    granted? Obviously, we don’t want my husbands money cut off when we have nothing to
    replace it with.
    It does say to contact them if your income changes but that won’t be the case until my late 
    fathers bank release the funds.
    

I was just concerned as I am the executor of the will and I’ve read that probate inform DWP and I don’t want them thinking I wasn’t going to tell them.

thanks in advance for any advice. ❤️

poppy123456

You only need to report it once the money goes into your bank. Any means tested benefits you're claiming will then stop. This includes housing benefit and council tax reduction if you claim those. Your contributions based ESA will not be affected because it's not means tested.

You won't be able to claim UC because that's also means tested. Once your savings drop below £16,000 if you need to claim for help with any rent then you'll need to claim UC as a couple. If you do this then your ESA will continue as normal but be deducted in full from any UC entitlement. There will be a deduction of £4.35/month for every £250 or part thereof over £6,000.

If you don't need to claim for help with the rent and your ESA is the old contributions based (not New style) then you'll be able to report that your savings are below £16,000 and be assessed for the Income Related top up. There will be a deduction of £1/week for every £250 or part thereof over £6,000.

kelloggs

Thank you so much, Poppy. That’s really helpful. ❤️

Hannah_Alumni

Hello @kelloggs

My condolences on the loss of your father. I just wanted to check in and ask if you had support around you? 

kelloggs

Ahh, thanks, Hannah.
my husband is a great source of support so we’re doing ok but that was so kind and thoughtful of you to check in.
much appreciated ❤️

Hannah_Alumni

If we can help in anyway, please don't hesitate to ask