UC and working

Broreb1981
Broreb1981 Online Community Member Posts: 190 Contributor
edited August 2023 in Universal Credit (UC)
How much money before tax can you earn and claim UC. I'm finding it very hard to find out. I'm trying to help a friend. 

Comments

  • poppy123456
    poppy123456 Online Community Member Posts: 63,185 Championing
    UC is based on earnings received after tax and NI. It will depend on your circumstances and what your maximum UC entitlement is. You can use a benefits calculator and put in different figures to find out. https://www.entitledto.co.uk/benefits-calculator

    I note from a previous thread that you're claiming New style ESA. Are you aware that you can do permitted work while claiming this? You must make sure you work less than 16 hours per week and earn no more than £167/week. https://www.gov.uk/government/publications/employment-and-support-allowance-permitted-work-form/permitted-work-factsheet you must tell ESA that you're working and you'll need to fill out the PW1 form.

  • Broreb1981
    Broreb1981 Online Community Member Posts: 190 Contributor
    Yes I'm aware thank you, I'm currently seeing a mental health employment worker to find me a suitable job. This was a question for a friend as I don't qualify for UC. 
  • Broreb1981
    Broreb1981 Online Community Member Posts: 190 Contributor
    Can you claim UC and choose to not work if you care for a disabled child who goes to school. 
  • bg844
    bg844 Online Community Member Posts: 3,883 Championing
    Can you claim UC and choose to not work if you care for a disabled child who goes to school. 
    Yes if that child receives Middle-Higher rate care DLA. 
  • poppy123456
    poppy123456 Online Community Member Posts: 63,185 Championing
    bg844 said:
    Can you claim UC and choose to not work if you care for a disabled child who goes to school. 
    Yes if that child receives Middle-Higher rate care DLA. 
    Only if they claim carers element of UC. Then they would be in the no work requirements group. 
  • Broreb1981
    Broreb1981 Online Community Member Posts: 190 Contributor
    If you get carers element can you still get carers allowance at the full rate too. How much can you earn per year as a household before you cannot receive UC
  • bg844
    bg844 Online Community Member Posts: 3,883 Championing
    If you get carers element can you still get carers allowance at the full rate too. How much can you earn per year as a household before you cannot receive UC
    Yes if you are eligible for Carer’s Allowance at the same time, I’ve never really advised anyone who claims UC to claim CA as it’s deducted £1 for £1 off UC. In regards to the maximum earnings limit, this does vary massively person-to-person so it’s difficult to advise (there is a maximum earnings limit of £139 a week for CA).

    A benefits calculator will help you:
    https://www.entitledto.co.uk/benefits-calculator/Intro/Home?cid=f759f056-e04c-4509-aaef-d899d6204047

    Please note, if you loose entitlement to UC due to say partners earnings or savings, CA can still be paid provided you personally are earning under that £139 a week limit and providing 35+ hours a week care.
  • Broreb1981
    Broreb1981 Online Community Member Posts: 190 Contributor
    Its partners earnings I'm mainly asking about is there a limit, say he earns 600 a week take home pay after tax. Can. You still claim UC
  • poppy123456
    poppy123456 Online Community Member Posts: 63,185 Championing
    Its partners earnings I'm mainly asking about is there a limit, say he earns 600 a week take home pay after tax. Can. You still claim UC

    UC entitlement is based on earnings received each assessment period, it's not about annual earnings. How much they can receive each month before UC stops will depend on what their maximum UC entitlement is. They will need to use a benefits calculator above and put in different figures for earnings to see what it comes out with.

    Don't forget the carers allowance is deducted in full from any UC entitlement.
  • Broreb1981
    Broreb1981 Online Community Member Posts: 190 Contributor
    What do you mean... The carers allowance is deducted in full from any UC entitlement... If they get UC, they don't get carers allowance? 
    The benefits calculator doesn't ask for any overtime from employment, is this calculated each month, then the following the month UC adjusted?

  • poppy123456
    poppy123456 Online Community Member Posts: 63,185 Championing
    What do you mean... The carers allowance is deducted in full from any UC entitlement... If they get UC, they don't get carers allowance? 


    I was answering this question that you asked.
    If you get carers element can you still get carers allowance at the full rate too.


    The benefits calculator doesn't ask for any overtime from employment, is this calculated each month, then the following the month UC adjusted?


    It asks for your earnings so you will need to put different figures in that box. Yes, UC entitlement is calculated on earnings received each month. The more you earn, the less UC you're entitled to and vice versa.
  • Broreb1981
    Broreb1981 Online Community Member Posts: 190 Contributor
    Sorry I'm not making myself very clear... If you get UC do you not get carers allowance.. I don't understand, sorry
  • poppy123456
    poppy123456 Online Community Member Posts: 63,185 Championing
    Sorry I'm not making myself very clear... If you get UC do you not get carers allowance.. I don't understand, sorry

    Carers allowance can be claimed at the same time as UC, providing you're not earning more than £139/week. As i advised, it's deducted in full from any UC entitlement and then carers allowance will be paid separately to you. 

    Although there's no financial gain, you do receive class 1 NI credits from this, where as UC is only class 3. Some people also find it helps them to budget better because carers allowance can be paid weekly.
  • Broreb1981
    Broreb1981 Online Community Member Posts: 190 Contributor
    Do you get high rate mobility for a child under 9 who has autism but no mobility issues. They need extra support for safety but can move like any other child
  • poppy123456
    poppy123456 Online Community Member Posts: 63,185 Championing

    You’ll also get the higher rate of £71.00 if your child is 3 or over and all the following describe them:

    • they have a severe learning disability or other mental impairment that affects their intelligence and how they act with other people
    • the impairment results in disruptive and dangerous behaviour, for example someone has to watch over them to stop them hurting themselves or others
    • they’re entitled to the highest rate care component