The DWP checking bank accounts

Cplife

Could someone please explain a little more about  the DWP been able to look at our accounts I tried reading up on it but I don’t really understand what it all means anyone’s advice would be appreciated thank you 😊

TheManFromLondon

The test is: Is there anything for you to worry about?

i.e. UC may ask me for my bank statements, no matter how many months back, I have zero issue. For that, me personally, I have no problem them looking in my bank accounts one way or the other, as long as they have the power to do so.

And with that said, if they do have the power, its a law that allows them to do so, so there is nothing to challenge, unless... as said... there is something to worry about, which is entirely on you having an issue in the first place.

Cplife

@TheManFromLondon
I have nothing to hide I was just trying to understand the reason for it  have a disability that makes if very difficult for me understand things  so I just wanted to understand it a bit more that’s all I was born with my disability and have had to fight for everything I receive. 

woodbine

What they are looking for are people who have savings in excess of the capital limits, people who have regular payments into their bank accounts where they are from and why, people who might be doing paid work and not declaring it, I have been asked a number of times over the years for bank statements and I have no issue with providing them .
In short if you have nothing to hide you have nothing at all to worry about.

Cplife

@woodbine
thank you so much for explaining it to me  I think I understand it a bit more now. 

I just didn’t understand what it meant because I know the DWP can access your bank account if they need to.  

I appreciate you taking the time to explain it to me 😊