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ESA and owning your own home

niki1989

Hello Everyone,

I am currently on contributions based ESA (support group) and have been for 12 years.

Me and my husband are currently going through with purchasing our own home, we will have a mortgage of £159000 will this affect my ESA at all?

Thanks in advance

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Comments

poppy123456

Contributions based ESA isn't means tested. Even if it was, the home you live in is disregarded from all means tested benefits.

niki1989

Thank you so much, I’ve been in panic mode since I got my updated ESA letter through the post today and because it was after closing I couldn’t ring them.

Do I still need to tell them that I own a home? As it states I have to let them know of any change in circumstances

poppy123456

No, it's not a change of circumstances that needs to be reported. You only need to report changes if you've changed your address.