ESA and owning your own home

niki1989
niki1989 Community Member Posts: 2 Listener
in Employment & Support Allowance (ESA)
Hello Everyone, 

I am currently on contributions based ESA (support group) and have been for 12 years. 

Me and my husband are currently going through with purchasing our own home, we will have a mortgage of £159000 will this affect my ESA at all? 

Thanks in advance 

Comments

  • poppy123456
    poppy123456 Community Member Posts: 64,375 Championing
    Contributions based ESA isn't means tested. Even if it was, the home you live in is disregarded from all means tested benefits.
  • niki1989
    niki1989 Community Member Posts: 2 Listener
    Thank you so much, I’ve been in panic mode since I got my updated ESA letter through the post today and because it was after closing I couldn’t ring them. 
    Do I still need to tell them that I own a home? As it states I have to let them know of any change in circumstances 
  • poppy123456
    poppy123456 Community Member Posts: 64,375 Championing
    No, it's not a change of circumstances that needs to be reported. You only need to report changes if you've changed your address.

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