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PIP backdated amount

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mmoo60
mmoo60 Community member Posts: 32 Connected

I've just received PIP, included is the backdated from when I applied in January. Is there rules on what this can be spent on? (I definitely won't be frivolous, just don't want to get it wrong)

-I do understand the bit that its not considered for a year regarding UC payments-

Thank you 😊

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  • Albus_Scope
    Albus_Scope Posts: 5,706 Disability Gamechanger
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    Heya @mmoo60 I'm so glad it's all finally be sorted for you! That must be a huge relief? You can spend your PIP on whatever you want, there's no laws that say it must be used for x, y or z. But i would say allow yourself a little treat for finally jumping through all of the DWPs many hoops. 😁

    Albus (he/him)

    Online Community Coordinator @ Scope

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  • poppy123456
    poppy123456 Community member Posts: 57,236 Disability Gamechanger
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    You can spend it on anything you want to. You are correct that the lump sum is disregarded from means tested for 1 year from the date you received it.

    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • mmoo60
    mmoo60 Community member Posts: 32 Connected
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    So would I be OK if I put an amount into my small private pension?

  • poppy123456
    poppy123456 Community member Posts: 57,236 Disability Gamechanger
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    Yes you can do that but if you have no earnings the most you can put in over a year is £2,880, which would be made up to £3,600 by HMRC. Please be aware that if you do this they you won’t be able access that until age 55. (Potentially later depending on the pension provider)

    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • mmoo60
    mmoo60 Community member Posts: 32 Connected
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    Thank you Poppy

    Ah interesting to know re the limit. I'm in my 60's already lol, pension in 2027. so just trying to make good choices going forward. So I could set up a small DD to private pension going forward to now?

    I shall also be treating myself to a washing machine after last one broke in covid times, which is permitted I believe. Yay!

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