Universal Credit being monthly đ, it paying monthly đ. Usersâ thoughts? đ
I am on income-related ESA right now and I know in the future, in the next year and a half, that I will have to move to this UC. I donât have a say in the matter, itâs mandatory, like for all on legacy benefits. I know I will most likely be entitled to an APA/alternative payment arrangement due to having autism. In their own guidance, the DWP say the autistic highly likely need an APA setting up.
BUT itâs just that I donât like how they try to force you to settle for a monthly payment structure. Being paid monthly, itâs a sickly đ€źđ€ą thought, a nightmarish đ± thought. They canât encourage you to live on a monthly structure, just to satisfy them.
What are usersâ thoughts on the DWP trying to encourage all to settle for a monthly structure?
I am very much settled on a fortnightly ESA structure, it just works for me. Itâs a much better way for me to live life.
Comments
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âwho are expected to mangle their own budgetsâ. DWP, itâs not as simple that! We canât all be expected to manage on a monthly budget, just to suit your needs. Fortnightly is much better, thank you very much.
I imagine many ESA claimants wonât like the sound of monthly payments. If theyâve always been used to being fortnightly, how can we all expected to âsuddenlyâ start managing our own budgets on a monthly basis?
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âwho are expected to manage their own budgetsâ *
being paid fortnightly*
Oh I wish there was an edit button. The forum needs an edit button, hate seeing a mistake after publishing.0 -
as simple as that!*
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as simple as that!*
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I've heard even people who are working want to get paid in a certain way or at a certain type of month
Personally I don't see if it matters, as long as I get the same amount of money overall
I do understand though if someone has a problem with like impulse spending or something and it's better not to have large amounts all at once
It sounds like there is already something in place to accommodate people with budgeting needs so I don't see what else they can do
Sorry if I'm coming across as disagreeing but just not really sure who is going to be caused any suffering by this??
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Having been on ESA for years, I'd prefer monthly payments. Rent & bills go out monthly. And it'll make capital calculations much easier. I don't know why it was ever fortnightly. I don't think any jobs pay like that.
I do understand that not everyone can manage having money in their account without spending it though, and it looks like there is a system in place for people to choose if that applies to them.
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My main concern of it was always the initial wait when moving over, as people receive their 2 weeks worth of money and then wait a month and 7 days for their first UC, but they addressed this by paying an extra payment of legacy benefits
Changing how you budget does take getting used to though, for a lot of people under housing benefit their rent was paid direct to landlords and many people are on pre-payment meters so pay their gas and electric etc weekly. For those it will be really hard to change.
But personally speaking, I've always received all my bills monthly so much much muuuuucccchh prefer monthly pay!!!
Many years ago I once worked a job where I was paid weekly, and trying to save that each week to pay rent and bills monthly was hard, especially for people like me who impulse spend and struggle to plan!!! Fortnightly was the same TBH, and since most bills and things are set up monthly, I kind of get why they made it the automatic.
I do see why others feel differently though, and I've seen that getting an alternative payment arrangement is actually much more difficult than the stuff they say make it seem, many people get denied them which just sucks
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They can do one, Iâm not just accepting a monthly structure to satisfy them. Itâs not a change Iâll be able to go through, fortnightly is a lot, lot better for me so I can live comfortably financially.
I donât see why I would get turned down for an APA - in their own guidance it says people with autism highly likely need APAs. I just donât see why Iâd get refused. Our household will make it as convincing as possible that I need an APA.
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I think from September the letters (migration notices) will start being sent out, I hope theyâll leave me along as long as possible đ. I would actually be getting more money on UC but the monthly payments, the thought of them, it utterly stinks.
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leave me alone as*
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Their aim, I think, is to notify all the remaining income-related ESA claimants by December of next year. The longer they take to get a letter sent to me, the better. I wonât have to go through a work capability assessment as part of claiming. Iâll be entitled to the support group equivalent on UC straight away. Thatâs good. Iâll be getting a higher amount on UC, as I said. Thatâs good too. Itâs just monthly payments. Getting me to live that way, they can stick that where the sun doesnât shine.
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