Cash SIPP and universal credit capital allowance

johnjosef
johnjosef Online Community Member Posts: 13 Connected

Hi i am thinking of putting cash into a cash SIPP.Due to long-term illness, we’ve been unable to work claiming uc, and live on welfare benefits. I have no intention of taking any income from the SIPP until my official retirement. My question is would the DWP recognise my SIPP as a locked away pension which wouldn’t impact on welfare benefits? Or would it be classed as capital in a savings account?

Comments

  • poppy123456
    poppy123456 Online Community Member Posts: 62,404 Championing

    Money in any pension pot is disregarded until you reach state pension age. (Unless you withdraw from it usually from age 55)