Hi, my name is mikef! State pension, NI contributions, and PIP

mikef

Question regarding state retirement pension rights as a disabled person receiving PIP and disability payment.

I understand that a minimum of 35 years NI contributions are required to receive a full state pension currently payable on attaining 67 years.

I will need to take into account the number of years of contributions whilst working and also contributions credited during my period of unemployment and latterly in receipt of PIP/disability payments.

Anything else that I should know or need to take into consideration. Is there a clear document covering this issue.

poppy123456

You start receiving your state pension when you reach 66 and not 67. You need to claim it usually about 4 months before you reach this age.

You would not have received any NI credits from any disability benefit such as PIP. NI credits come from benefits such as ESA/JSA/Income Support and Universal Credit. You can have a state pension forecast here.

https://www.gov.uk/check-state-pension

mikef

Thanks a lot for a quick response.

Much appreciate.d

poppy123456

You're welcome. To be clear, your disability benefit (PIP) will continue for as long as you remain entitled to it once you reach state pension age.

Jimm_Scope

Hi @mikef, welcome to the community 😊 I'm glad Poppy was able to answer your question so quickly. Have you also checked if you would be eligible for pension credit at all? That may be something you will want to check too.

Let us know if you do have anymore questions though 🙂